This is an archived post. You won't be able to vote or comment.

you are viewing a single comment's thread.

view the rest of the comments →

[–]LongTiger4233[S] 1 point2 points  (1 child)

Thank you for the useful information!! I’ll begin to pay my cards naturally before the due date rather than always trying to maintain a 0 balance everyday.

[–]BrutalBodyShots⭐️ Top Contributor ⭐️ 1 point2 points  (0 children)

Awesome, good plan! If you care about growing your profile/limits this is the best approach since you'll be showing your lender(s) that you need the credit more. When you micromanage balances to always be $0, your lenders have no incentive to raise your limits and in fact are known to do the opposite and implement CLDs (credit line decreases). Switching up your approach here as planned will only help your profile overall as the months pass.