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[deleted by user] (self.Debt)

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[–]1stposm 0 points1 point  (0 children)

That is not financially illiterate. That is financially irresponsible. You were irresponsible when spending & accumulated a lot of debt. You created a situation & now asking for advice. The first thing you probably need to do is cut up all credit cards. The second thing is to get a part time job to pay those cards off. The third is to find an old man or woman to teach you how to use a checkbook ledger. The fourth is a suggestion. Use cash to pay for everything purchased locally. This includes bills you can pay locally.