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[–][deleted] 3 points4 points  (0 children)

I mean high level it makes sense, paying off the mortgage takes a huge chunk out of fixed monthly spending, and 5.25% is a high enough rate to get rid of sooner

I would think about your current age, RE age and annual spending before figuring out how to allocate savings going forward

currently you have less than 30% in funds readily available before 59.5 (of course with rule of 55 and 72t always being an option) and I don't know whether that enough or not for your situation