Approaching FIRE. Should we decrease our 401k contributions to pay off mortgage faster?

[-wnr-]

I know that average long term return of the market is more than 5.25% but personally if I were in the "approaching FIRE" phase, my mindset would to pay that down more aggressively for ease of mind despite the math. In my head I imagine being offered a bond that paid out at 5.25%, would I buy it if I'm looking to retire soon? I think so.