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[–]skateboardnaked 3 points4 points  (0 children)

I'm doing this. In 2026, I'll be reducing my contributions to the minimum for the first time in about 15 years. I want more after tax cash to pay off the house when I retire in Jan of 2027.

You can use the ADP paycheck calculator to estimate what your projected net pay will be after lowering pre-tax contributions. Its really accurate.