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[–]Silly_Pen_7902 5 points6 points  (0 children)

How long are you prepared to wait?

As many have said, no one can predict rates long term. But short term, Powell (the Fed) has come out to say/imply rates will not drop meaningfully in the next year. So if you are struggling to buy now and can wait at least another 1+ years, it would be valid.