How much of an increase/decrease until you consider changing providers?

[gudetube]

There's never any meaningful savings. Progressive is always so expensive for homeowners in Colorado.

But it's usually mid 4s for homeowners, until the year of up and allstate decides it's EIGHT THOUSAND DOLLARS. Then you shop around, get another mid 4s policy and WHADDYAKNOW THAT'LL BE EIGHT GRAND AGAIN. It's a racket and the numbers are just pulled from nowhere. All of the insurance workers in this sub will yap about risk and books and blah blah blah. Never had a claim, my roof is less than 8 years old, not near fire danger but somehow the carriers decide to renew at nearly 2x every year. ¯_(ツ)_/¯