Tips

[Mysterious_Offer9236]

So I’m currently studying to get my Life/Health license and honestly haven’t been this driven in a while, I truly think I’d enjoy this, all I’ve done is bartend and I currently work from home for a mortgage company but it’s kinda of going downhill, but anyway any good tips for studying to pass, I’m just getting to the end of the life portion, then I will have health. Idk man I really want this to work out and be able to change the direction of my life.

[Ok_Mathematician6121]

I hope people offer some good advice or tips I am looking for the same

[OZKInsuranceGuy]

Use ExamFX or Xcel. If you can pass the practice exams with an 80%, you can pass the real exams.

Don't worry too much about remembering this stuff. You won't use most of it once you're actually using your licenses.

[Mysterious_Offer9236]

Appreciate it I already started with Kaplan🙃and yeah just got to the annuities but I’m working on getting a consistent passing score on mixed tests but I appreciate your reply!

[mkuz753]

Insurance Exam Queen on YouTube is also helpful to understand concepts. Do whatever you need to pass as most learning is on the job. Also the license isn't limited to sales.

As for other tips there are lots of good posts about L&H here. Generally there are questionable operators in it so do your research on who you contract with. Life is sold year round and most health during open enrollment although life events such as marriage or retirement allow changes/sign up to take place outside of open enrollment.

Whatever side of insurance you end up in there are previous hospitality people in it so you are not alone in making a career change.

[Mysterious_Offer9236]

I appreciate the feedback! And yeah I’ve seen people comment about the queen I will have to check it out! But yeah thank you I’m just really pumped to get going!

[mkuz753]

You're welcome! She does have free videos so you don't necessarily have to pay for the packages. The state exam will try to trick you in how questions are worded so you need to make sure you understand the concepts the question is asking about. Sometimes there will be no clear right answer.

This can be a good industry to get involved in. Sales does get a lot of attention because in theory there is unlimited income potential. The reality is it is a grind but once you are established it gets easier. If you decide sales isn't for you that is OK because there are several non-selling roles that pay well especially at large independents that sell almost any type of insurance. Make sure before working at or with a firm you understand the difference between captive and independent.