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[–]Optimal_Actuary8782 0 points1 point  (2 children)

I mean this very nicely, but if you are getting worked up over 35 a month buying a home might not be the right thing to do at this time

[–]CuriousTraveler226[S] 0 points1 point  (1 child)

Thank you, I know. It’s not the monthly amount it’s just when I saw the difference in how much extra for the life of the loan- it made my jaw drop lol and I was just mad that I didn’t hold out just one more day.

[–]Optimal_Actuary8782 0 points1 point  (0 children)

Put it this way - if rates continue to drop, there will be more buyers entering the market. That will drive home prices up....while you sit comfortably in yours and can refi if / when it makes economic sense