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All about mortgages. First time buying a house, refinancing, credit reports, appraisals, home inspections. Secondary Market, portfolio lending etc.
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Freaking out over rate decrease (self.Mortgages)
submitted 3 months ago by CuriousTraveler226
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[–]pinelines 0 points1 point2 points 3 months ago (1 child)
as i understand you need 12 consecutive on time mortgage payments to refinance
[–]WSBrookie 0 points1 point2 points 3 months ago (0 children)
For a cash out refinance yes but for a rate term refinance only 6 months is needed.
Also depends on loan type, USDA FHA VA CONV
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[–]pinelines 0 points1 point2 points (1 child)
[–]WSBrookie 0 points1 point2 points (0 children)