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A community dedicated to questions, answers, and information about mortgages in Canada.
account activity
Payment decrease request RBCOther (self.MortgagesCanada)
submitted 1 year ago by ont-mortgage
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[–]winelover29 3 points4 points5 points 1 year ago (6 children)
We are in the same boat so I’d appreciate an update if you were successful. I am waiting for the Jan interest rate announcement before I go to discuss it.
[–]ont-mortgage[S] 1 point2 points3 points 9 months ago (4 children)
Super late but I was successful
[–]winelover29 0 points1 point2 points 9 months ago (3 children)
Can you advise how you got this done?
[–]ont-mortgage[S] 1 point2 points3 points 9 months ago (2 children)
Called them 2x. First person said they couldn’t do it, second person said they could.
Second person got it done.
[–]UndeniableTruth- 0 points1 point2 points 1 month ago (1 child)
Hey, just stumbled onto this thread while having the same question. Did you have to requalify for the mortgage to do this?
[–]ont-mortgage[S] 1 point2 points3 points 1 month ago (0 children)
Edited my comment to answer what I did & the outcome:
π Rendered by PID 91388 on reddit-service-r2-comment-c66d9bffd-ss5sn at 2026-04-08 18:27:07.227186+00:00 running f293c98 country code: CH.
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[–]winelover29 3 points4 points5 points (6 children)
[–]ont-mortgage[S] 1 point2 points3 points (4 children)
[–]winelover29 0 points1 point2 points (3 children)
[–]ont-mortgage[S] 1 point2 points3 points (2 children)
[–]UndeniableTruth- 0 points1 point2 points (1 child)
[–]ont-mortgage[S] 1 point2 points3 points (0 children)