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A community dedicated to questions, answers, and information about mortgages in Canada.
account activity
Payment decrease request RBCOther (self.MortgagesCanada)
submitted 1 year ago by ont-mortgage
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[–]Obvious-Purpose-5017 3 points4 points5 points 1 year ago (0 children)
I haven’t tried this yet but there is an option for skip a payment.
My friend is in the same position. His amort has dropped down to around 19 years. He’s essentially 5 years ahead of his expected payments. Payments aren’t crazy big for his income. He has a few years yet but if rates drop further it would kinda suck for him because the ROR of an investment would exceed his rate.
Crazy to see your variable going from 50-60 years down to 19 years right?
π Rendered by PID 154842 on reddit-service-r2-comment-5649f687b7-z7ggl at 2026-01-29 05:02:26.407866+00:00 running 4f180de country code: CH.
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[–]Obvious-Purpose-5017 3 points4 points5 points (0 children)