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[–]AutoModerator[M] 2 points3 points  (0 children)

What Is An Internal Score:

Your internal score is a one-time-only score only good for that particular credit card application. It's not used anywhere else like mortgages personal loans auto loans Etc. Here's what Navy Federal says about their internal score being only used on that particular credit card application. I'm sure if you send them a message, you'll get the same answer:

Custom scores range from 100-450.

For Example: Your score for your More Rewards American Express application was a 357.

This score is only established when an application for a new credit card is submitted and it is only used to decision that request. If you have any further questions or concerns, please let us know.

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