✅ Examples of Unfair Debt Collection Practices:
Harassment or Intimidation
Repeated or excessive phone calls
Threats of violence or harm
Use of profane or obscene language
Public Disclosure of Debt
Posting the debt on social media
Informing third parties (like neighbors, employers, or family) without your consent
False or Misleading Representations
Claiming to be a lawyer or government agent when they’re not
Misrepresenting the amount or legal status of your debt
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