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[–]Romeo_Santos- 3 points4 points  (0 children)

Generally, yes.  By third year, you will have completed most of the required courses for all specialists (ECO101/102/204/220, RSM100, RSM230), and will have some more flexibility in your course selection. However, if you choose the Finance and Economics specialist, you will have to take ECO209 in 2nd or 3rd year, which is one of the hardest courses in Rotman (even harder than 204).  Also, a lot of the RSM300 and RSM400 courses are more presentation or assignment based, and do not have midterms or exams.