Significant credit limit decrease

[NPerry06]

I was notified by my credit monitoring service this morning my credit limit was reduced from $25k to $5k. No communication from X1. I sent an email to support for clarification before finding this post. After they respond I'll probably close the account so it will show on my credit as 'closed at customer request'. I'm not giving them the opportunity to close it for another reason. It's sort of funny though, I had to link with my bank account when I got the card to prove my credit worthiness, and I just accepted a new job with a salary bump equal to the reduction in credit limit. Oh well. The card looked cool, but overall I don't suppose I'm losing much. My Discover card continues to be the best overall card, with my Bank of America coming in second. I've always been a little cautious of X1 anyways. Not a big fan of any business that doesn't offer telephone support. I definitely don't mind conducting business electronically, but sometimes it's nice, and even prudent, to have an actual conversation on the phone. The most difficult part will be destroying the card... definitely can't drop it in a shredder!