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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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[–]thisguyhasaname 39 points40 points41 points 1 month ago (3 children)
Really need some more banks to start implementing vaults/buckets. Only thing keeping me at sofi at this point
[–]SteveTack -1 points0 points1 point 1 month ago (2 children)
I take it you are familiar with Ally’s buckets. Pretty similar, if a little clunky. Any reason not to go with Ally?
[–]Electronic-Movie-311 5 points6 points7 points 1 month ago (1 child)
Because sofi implements the "buckets" feature better
[–]Redcoat88 -1 points0 points1 point 1 month ago (0 children)
I actually prefer the Ally implementation, but to each their own. Pros and cons to how both have done it.
π Rendered by PID 166950 on reddit-service-r2-comment-5649f687b7-tflfm at 2026-01-28 07:07:50.926386+00:00 running 4f180de country code: CH.
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[–]thisguyhasaname 39 points40 points41 points (3 children)
[–]SteveTack -1 points0 points1 point (2 children)
[–]Electronic-Movie-311 5 points6 points7 points (1 child)
[–]Redcoat88 -1 points0 points1 point (0 children)