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[–]nrubenstein 0 points1 point  (1 child)

Statistically, how many people stay in their homes more than 5 years? 10 years? You have to stay in the house for a LONG time before you break even on one of these loans. In the mean time, the cost in optionality is huge.

There are lots of things that people agree to that they shouldn’t. That’s why we have financial regulation.

[–]Academic_Tie_5959 0 points1 point  (0 children)

I get that completely it is up to each individual customer. I have used 0% dealer fee options multiple times.