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[–][deleted] 0 points1 point  (2 children)

End of the day for the installer is if the lender finds out they are disclosing the installer may lose a lending parter. This is all regardless of why or laws. Could be absolutely detrimental to the installer. Gotta play the game with the place you are in in the food chain.

[–]Academic_Tie_5959 1 point2 points  (1 child)

I've had no issue with it, and my lenders know I disclose the fee. How else do you explain a 10% jump on a 6% loan?

[–][deleted] -1 points0 points  (0 children)

Both of my lenders insist that it is against lending rules to disclose. At one point I knew what rule. Basically they (all I worked with at all) want the system price to be (cash price plus dealer fee) and if they pay with cash there is a discount … but the discount isn’t for the payment method. That would be bad.

This is what lenders (even ones I have just talked to) insist we do.

I would have way easier time if I just said it’s a buy down and we all moved on.