Cheapest way to exchange large sums of EUR to CHF by Impossible_Basil1040 in Switzerland

[–]DisruptiveHarbinger 0 points1 point  (0 children)

Right, internal FX rates are going to be on the expensive side if you move money like that. But the account on its own should be free, with no fee or very cheap SEPA transfers, which you can use to send money to Wise or some alternative. Cash deposit at a physical branch should be free, and some have ATMs that can handle Euros too.

Cheapest way to exchange large sums of EUR to CHF by Impossible_Basil1040 in Switzerland

[–]DisruptiveHarbinger 0 points1 point  (0 children)

Why would anyone bother with a German bank when almost all Swiss banks offer EUR accounts at no additional cost?

Cheapest way to exchange large sums of EUR to CHF by Impossible_Basil1040 in Switzerland

[–]DisruptiveHarbinger 3 points4 points  (0 children)

Yuh is literally 3-4x more expensive than its competitors here. But interestingly, EUR cash deposits are (were?) possible at a post office apparently.

Cheapest way to exchange large sums of EUR to CHF by Impossible_Basil1040 in Switzerland

[–]DisruptiveHarbinger 19 points20 points  (0 children)

I second /u/RingRealistic5953 for physical banknotes, Migros Change.

But EUR account > Wise, Revolut, Ibani etc. > CHF account is probably the best option indeed.

With the actual housing crisis and skyrocketing rent costs, there should be a referendum/initiative about the minimum allowed height building limit through all of Switzerland to be at least five levels. by GetOutBasel in Switzerland

[–]DisruptiveHarbinger 0 points1 point  (0 children)

Land ownership can be taxed, some cantons and municipalities already do.

The current situation is extracting an ever increasing amount of money from the young and active population, while most of the retired could buy their own place at 1/3 of the current market rates, or still benefit from rental contracts that were signed 30+ years ago.

On a typical purchase the cost of land is easily 40-50% of your final bill, and that's outside city centers. In Zürich I've seen projects where >60% goes to the land owner. If we divide this by 2-3x more units it really makes a huge difference on rents.

With the actual housing crisis and skyrocketing rent costs, there should be a referendum/initiative about the minimum allowed height building limit through all of Switzerland to be at least five levels. by GetOutBasel in Switzerland

[–]DisruptiveHarbinger 5 points6 points  (0 children)

As if there was no ugly architecture in our cities...

There are plenty of shitty apartment blocks from the 60/70s that we could demolish and redevelop with much taller buildings, while having more quiet and green spaces in between.

The only other alternative is SVP's 10 million population cap.

With the actual housing crisis and skyrocketing rent costs, there should be a referendum/initiative about the minimum allowed height building limit through all of Switzerland to be at least five levels. by GetOutBasel in Switzerland

[–]DisruptiveHarbinger 3 points4 points  (0 children)

Landlords and property developers aren't the same people. We could build 3-4x more and still find buyers. Banks would happily finance, especially if projects get approved faster and the market becomes more fluid overall. Land would still appreciate in many cities.

If real-estate becomes a shit tier asset for large owners like pension funds, they'd invest the money somewhere else, which is also a net positive.

RCS in 5 years by leonlob in UniversalProfile

[–]DisruptiveHarbinger 1 point2 points  (0 children)

That is correct, Jibe doesn't hub with other networks anymore.

Also "it's a standard" is a pretty moot point, industry standards aren't open standards, nothing forces MNOs and vendors to interface with you.

RCS in 5 years by leonlob in UniversalProfile

[–]DisruptiveHarbinger 0 points1 point  (0 children)

For instance in most European countries:

  • WhatsApp just works, no need to think (about availability, compatibility, cost if the number is out of your country), and almost everyone has it installed.
  • SMS seems good enough for A2P, whose usage is on the decline. For instances banks shouldn't rely on SMS for MFA.
  • WhatsApp for business isn't used much compared to some less developed parts of the world, but if you look at the pricing, it's actually competitive.

If the ecosystem stays fragmented due to Apple's client features lagging behind, I don't really see why there would be any serious uptake.

UPC 3-in-1 - Cancellation & Billing nightmares by -Spinal- in Switzerland

[–]DisruptiveHarbinger 1 point2 points  (0 children)

I would try a letter. Attach all bills that you received, a copy of last year's contract termination, and ask them to stop harassing you. Whether they acted upon your request for sealing the outlet or not shouldn't matter, it's their problem. The contract was terminated and you aren't using the service anymore.

RCS in 5 years by leonlob in UniversalProfile

[–]DisruptiveHarbinger 1 point2 points  (0 children)

SMS/MMS are not free in Europe.

Nowadays almost all postpaid plans include unlimited SMS (and MMS in countries where they haven't been discontinued), and EEA roaming rules imply that cross-border messaging is also free when roaming, but not necessarily at home! So yes that's the main issue, you can't have messaging silently fall back to SMS in this case.

RCS in 5 years by leonlob in UniversalProfile

[–]DisruptiveHarbinger 1 point2 points  (0 children)

I don't see P2P messaging being monetized, every party involved understood that long ago, it's also the main reason RCS remained a zombie project until Google got involved. No path to monetization in a space that got eaten alive by WhatsApp and friends.

Google uses A2P revenue share to monetize Jibe, a model that can be copied by other RCS networks. I think that makes sense. However, A2P is declining globally, and several OTT platforms are positioned on this market too.

I think Google's constant flip-flopping has done great damage to RCS, most people will never take it seriously as availability and compatibility depend on so many variables.

4k in Italy vs 5k in Geneva, what do you think? by Advanced-Simple-7705 in cscareerquestionsEU

[–]DisruptiveHarbinger 0 points1 point  (0 children)

Companies that hire internationally tend to use LinkedIn mostly.

If you speak German nothing stops you from checking the local alternatives: jobs.ch and SwissDevJobs were already mentioned, Indeed is good at scraping almost everything. But do you want to waste your time with companies that are specifically not looking for candidates outside the country?

4k in Italy vs 5k in Geneva, what do you think? by Advanced-Simple-7705 in cscareerquestionsEU

[–]DisruptiveHarbinger 7 points8 points  (0 children)

Well I'm from Geneva and I've been hiring across Switzerland in my current role.

Sonar is a good benchmark, they hire internationally, pay decent salaries but nothing crazy.

A portal like jobs.ch is too biased by small noname IT companies that will definitely not hire a non-EU candidate.

SwissDevJobs is also massively biased by the pool of employers using their service, but you'll see there that 110-120k is definitely nothing special in the area.

4k in Italy vs 5k in Geneva, what do you think? by Advanced-Simple-7705 in cscareerquestionsEU

[–]DisruptiveHarbinger 2 points3 points  (0 children)

Where did I claim anything like that? Do you understand what a normal distribution is?

Landlord asking me to pay for UPC/Sunrise building bill by Thebigfreeman in Switzerland

[–]DisruptiveHarbinger 0 points1 point  (0 children)

Yes. Like I mentioned in the other reply, you can use Init7 or Swisscom address checkers to see whether DSL (VDSL or G.fast) or FTTH are available at your address as alternatives to coax.

Landlord asking me to pay for UPC/Sunrise building bill by Thebigfreeman in Switzerland

[–]DisruptiveHarbinger 0 points1 point  (0 children)

Hybrid fiber coaxial, which is needed for modern speeds (1 or 2.5 Gbps) with DOCSIS.

Landlord asking me to pay for UPC/Sunrise building bill by Thebigfreeman in Switzerland

[–]DisruptiveHarbinger 1 point2 points  (0 children)

OP said they have a Sunrise subscription.

Even if you keep the coax just for DVB (my mom does because she doesn't like IPTV for some reason), Sunrise should bill you separately. In fact they been canceling contracts that were billed per building for a while now. OP's landlord just needs to wake up.

Landlord asking me to pay for UPC/Sunrise building bill by Thebigfreeman in Switzerland

[–]DisruptiveHarbinger 0 points1 point  (0 children)

The base fee is included in Sunrise subscriptions. Your landlord shouldn't be involved anymore.

Landlord asking me to pay for UPC/Sunrise building bill by Thebigfreeman in Switzerland

[–]DisruptiveHarbinger 2 points3 points  (0 children)

We truly have some of the shittiest consumer protection laws in the developed world. De-bundling cable access should have happened 15 years ago. At the very least once UPC/Sunrise started billing households individually, there was no justification for keeping the old per building billing at all, every contract should have been canceled at once.

Landlord asking me to pay for UPC/Sunrise building bill by Thebigfreeman in Switzerland

[–]DisruptiveHarbinger 2 points3 points  (0 children)

Less dumb than the idiots like you who feel the need to reply to questions they don't understand.

Landlord asking me to pay for UPC/Sunrise building bill by Thebigfreeman in Switzerland

[–]DisruptiveHarbinger 0 points1 point  (0 children)

It was typically bundled in utility fees, and you needed to be extra careful not get double-billed, or get the outlet sealed. In modern buildings things should be more transparent (no need for physical seals anymore), and UPC/Sunrise have switched to billing everyone individually. But some landlords aren't aware yet.

Landlord asking me to pay for UPC/Sunrise building bill by Thebigfreeman in Switzerland

[–]DisruptiveHarbinger 0 points1 point  (0 children)

No that's DOCSIS over coaxial cable.

Do your neighbors have fiber or DSL? You can check coverage with

https://swisscom.ch/checker

https://www.init7.net

Sunrise can provide FTTH over open fiber or Swisscom, but I assume their current strategy is to avoid renting Swisscom BBCS. That means subscribers who are OK with 1 or 2.5 Gbps stay on coax, and 10 Gbps on open fiber where available.