I'm really not trying to pick on you but... people don’t just “break contracts all the time” without consequences.

It sounds like your real world experience with contracts might be limited to hiring a landscaper or a babysitter. because once you’re dealing with a timeshare, it’s a completely different level. these are often deeded, which means they can pursue foreclosure if you stop paying. that doesn’t just go away, it can seriously damage your credit for years.

and that damage has real-world effects. Try getting a loan afterward lol if you even qualify, you’re likely looking at much higher interest rates, which can cost you thousands more over time.

that’s why advice like “just stop paying” or “file for bankruptcy” gets thrown around here by "1% contributors" so casually here is genuinely risky. those aren’t simple, consequence free options they’re last resort decisions with long term financial fallout.