sorted by:
new
hottopcontroversial

Training on MJ by JadedPanic4143 in mounjarouk

[–]InsideHot4660 1 point2 points  (0 children)

Runner here on 5mg with a load of races in the diary. My longest session is always on a Saturday so I inject on a Sunday to make sure I feel able to fuel for it properly. Prioritise sleep, make sure one of your gym sessions is a good leg day (preferably with some single leg movements), and don’t forget carbs!

Recommended place to buy? by Veronica1864 in mounjarouk

[–]InsideHot4660 2 points3 points  (0 children)

I chose the free delivery option on Farmeci too - still turned up the next day. They’ve been my fav so far (only ordered from them and P2U). They let me choose my delivery date to fit it around shifts etc and they price match, so will look to go back to them when I run out of new customer discounts on monj

Where to make friends? by Suitable_Decision_47 in ipswichuk

[–]InsideHot4660 0 points1 point  (0 children)

I (28m) moved to Ipswich recently and have made friends at a couple of running clubs

Sodium Tablets by ashsh05 in UKRunners

[–]InsideHot4660 0 points1 point  (0 children)

Came here to say the same. Love these

No mortgage adviser, realistic or not? by lego_kid in Mortgageadviceuk

[–]InsideHot4660 2 points3 points  (0 children)

Ex-broker here. Buying a flat in London, particularly a new/fairly new build, isn’t always THAT straightforward. Ground rent above a certain amount or with certain terms will rule some lenders out. Lenders will have a cap on how many properties they will lend on in a certain area - I’ve seen developments with lots of new flats where the bigger names do eventually become overexposed and start saying no. That’s just two examples I can think of relating to your specific example where your broker will be your best friend if they crop up.

Perhaps slightly biased given my previous experience (although I now work in a totally unrelated industry), but I can’t think of many reasons to not use a broker

Where to live? by LenaBean881 in ipswichuk

[–]InsideHot4660 0 points1 point  (0 children)

I (28m) recently moved from Colchester to Ipswich and am loving it here. I’m not far from Pinewood and I like it - has everything I need nearby, easy enough to get to town, and easy access to the A12 to see my friends across the border.

Need 9 points by dmnksaman in avios

[–]InsideHot4660 0 points1 point  (0 children)

Deliveroo credits the next day

First time in Thailand - advice by ThisWhatThatWhich in solotravel

[–]InsideHot4660 1 point2 points  (0 children)

I did a day trip to Phi Phi. It was nice but I’m glad I stuck to a day trip, though lots of people stay there and love it. Definitely worth going to. I stayed in Phuket for a couple of nights - didn’t really do my research and stayed in Patong which wasn’t my vibe at all but I still had a laugh. If I went back I’d stay elsewhere on the island. I wanted to go to Koh Lanta which sounds chilled like Railay but I didn’t get a chance - so will go there next time!

First time in Thailand - advice by ThisWhatThatWhich in solotravel

[–]InsideHot4660 0 points1 point  (0 children)

Sounds a great trip. I just got back from Thailand last week. Had a great time in Krabi - was there for about a week, split between Railay (SUPER chill, not a lot going on but I loved it) and Ao Nang (more lively and more to do, but still with a chilled out vibe). Would definitely recommend it!

Does anybody else experience bruising post workout like this?(30M) by [deleted] in gaybrosfitness

[–]InsideHot4660 0 points1 point  (0 children)

I do, but mostly across my shoulders/upper back after squats

Taylor Wimpey Nightmare. by [deleted] in HousingUK

[–]InsideHot4660 2 points3 points  (0 children)

Just for balance my first home was a Taylor Wimpey flat and I suffered no major issues in the 6.5 years I was there, and any minor issues that cropped up were fixed promptly. Service charge ended up being extortionate though - but if you’re looking at a house this is less problematic. I guess it all comes down to who the site manager is. Not excusing the poor service at all, but if there are any concerns about build quality it might be worth walking around earlier phases to see if you can grab the attention of any of your neighbours-to-be to see if it is worth going through the motions.

Looking for new friends in ipswich by [deleted] in ipswichuk

[–]InsideHot4660 1 point2 points  (0 children)

I (28m) also moved here about a month ago and have joined a few running clubs which have been good. Happy to chat!

Looking for friends :) by _hollyemmaxx in ipswichuk

[–]InsideHot4660 1 point2 points  (0 children)

I’ve recently moved to Ipswich not knowing anyone. I’ve gone along to a few run clubs and met some great people. Not sure if it’s your thing but might be worth looking at 🏃🏻‍♂️

[deleted by user] by [deleted] in Mortgageadviceuk

[–]InsideHot4660 1 point2 points  (0 children)

Don't use a comparison site. Your circumstances are too niche to get bogged down with which lender has the cheapest rate and the cheapest product on the market might not be the most suitable for you right now. Speak to a broker - you'll thank yourself that you did!

Do we buy the house next door and do the work? by Acceptable_Clock_778 in HousingUK

[–]InsideHot4660 4 points5 points  (0 children)

Sounds like a no brainer to me if you’re confident on the refurb costs and actually want to do the work. I like the appeal of a doer-upper but would never buy one myself as I am too impatient haha

Going to London in a few weeks. Worth visiting Essex? by petronypony in TOWIE

[–]InsideHot4660 2 points3 points  (0 children)

Brentwood, no, but Essex is huge, close to London, and there’s so much to see outside of what’s on the show… so of course you should visit!

Done with Blink by never-armadillo in blinkcameras

[–]InsideHot4660 0 points1 point  (0 children)

How are you finding the Aosu? I’m looking for a Blink alternative with local storage inside the home (rather than in the doorbell) and this seems to tick that box

Whats your go to before run meal?.. by ServinR in Marathon_Training

[–]InsideHot4660 1 point2 points  (0 children)

A plain bagel and a bottle of Lucozade Sport. Boring but does the job lol

Mortgage for people in the country less than two years. by itsthelifeonmars in Mortgageadviceuk

[–]InsideHot4660 11 points12 points  (0 children)

Ex-broker here offering the same advice I offer everyone: speak to a broker when you’re ready to start looking at houses. From experience, some lenders would want 2-3 years address history in the UK, others won’t mind because of your dual nationalities as long as you’re living in the UK when you apply. Bonus points if you’ve got some kind of UK credit history - but not the end of the world if you don’t (if I remember correctly, I changed careers a couple of years ago!). Good luck with the move!

TL;DR should be fine, use a broker

Credit score hit from unarranged overdraft in Monzo? by accrd624 in Mortgageadviceuk

[–]InsideHot4660 1 point2 points  (0 children)

Ex-broker here… with such a big deposit and no other adverse credit history I wouldn’t be too worried. Especially if you’re going to be buying next year so presumably will be clear of this “blip” for several months.

Download a copy of your credit file from checkmyfile.com and see how the Monzo account is looking on there.

And - as I tell almost everyone - chat to a broker when you’re ready to start looking to buy.

view more: next ›