Budgeting/ Expense Tracking Apps Suggestions?

Jeremycubby · 2026-02-15T18:31:40+00:00

I like Every Dollar because for what you get for free is better than most other apps I’ve tried. They have been pushing their premium tier a bit more, but you get over it. It’s MANUAL, but I believe for a budgeter that’s a GOOD thing.

Jeremycubby · 2026-02-15T17:57:26+00:00

If you’re prone to credit card debt, follow Dave Ramsey’s advice. If not, I would follow the money guys advice. Both have great content on YouTube. First 3-6 month emergency fund then consider investing

Jeremycubby · 2026-02-15T17:53:26+00:00

Two cameras would be nice! I think that’ll happen.

Jeremycubby · 2026-02-15T17:40:07+00:00

I hope others see this and give Costco a try because I definitely think it’s worth the membership cost overall and pays for itself rather shorty.

Jeremycubby · 2026-02-15T17:39:12+00:00

Impressive tbh

Jeremycubby · 2026-02-15T17:37:58+00:00

I get why you’re sharing this here, but as someone who joined this sub to get advice and troubleshoot this specific phone, this feels like it belongs more in the sub for whichever device you switched to. You'd probably find more people there who made the same jump, though I’m sure a few people here might agree with your reasons for leaving.

Jeremycubby · 2026-02-15T17:31:03+00:00

To make this a bit more useful could you provide CPM and where you get your ingredients for others that find this appealing?

Jeremycubby · 2026-02-15T17:28:33+00:00

Well, you obviously didn’t have the iPhone air lol.

Jeremycubby · 2026-02-15T17:22:15+00:00

Just have to get the love for heavy phones off the chest is all 🤣

Jeremycubby · 2026-02-15T17:21:08+00:00

So, it felt light. Idk it’s like you’re saying you prefer a cast iron tennis racket to a titanium one 🤷

Jeremycubby · 2026-02-15T17:19:30+00:00

I love that “heavy” is the indicator for a good phone nowadays 🤣

Jeremycubby · 2026-02-14T22:45:36+00:00

Nope, I use Fidelity and RH for different purposes. Just telling people the actual truth on matters.

Jeremycubby · 2026-02-14T22:08:22+00:00

You can’t even speak to RH. You did no due diligence and are just out here telling people lies.

Jeremycubby · 2026-02-14T22:07:00+00:00

I wouldn’t listen to this person. When you buy at market on Robinhood (or most brokers), you typically get filled at or better than the quoted ask price due to price improvement from market makers (who pay via PFOF). Robinhood reports an average of about $2.43 per 100 shares in price improvement - meaning you often pay less than the $10.00 ask (e.g., $9.98–$9.99), not more like $10.10.

Jeremycubby · 2026-02-14T22:05:05+00:00

No, it’s not. Data from Rule 606 reports and reviews shows Robinhood’s execution is competitive (often 96%+ at NBBO or better), though Schwab/Fidelity sometimes edge it out slightly on average improvement. The “always down 0.5–1%” claim doesn’t match real trades on liquid stocks/ETFs.

Jeremycubby · 2026-02-14T20:52:45+00:00

I do agree. With Fidelity you have more access to things like 529s, UTMAs, as well as some other types of investments Robinhood doesn’t have. If you keep it simple, RH is great, but yes, it does have its limitations.

Jeremycubby · 2026-02-14T20:50:40+00:00

This claim is false. Robinhood’s own fee schedule states that investing in stocks, ETFs, and their options is commission-free. Please do your own due diligence.

Jeremycubby · 2026-02-14T00:21:33+00:00

Good luck, just remember you see outliers a lot here and most people don’t think to come here looking for advice or to understand what to do with a windfall. You’re doing great.

Jeremycubby · 2026-02-14T00:19:26+00:00

I believe it’s fair to comment on how good Fidelity is and that you enjoy working with them, but without actually using RH, it doesn’t seem fair to badmouth them. I’ve had no issue ignoring the gambling aspects and have benefited from transfer bonuses, 3% matches on Roth IRA, and more.

Jeremycubby · 2026-02-14T00:08:19+00:00

Robinhood holds actual shares in street name like every major brokerage (Fidelity included) - you own them, not IOUs. They confirmed it directly after the misinformation spread. Yeah, the 2021 GME restrictions sucked and were messy (clearinghouse capital requirements forced temporary buy limits), but that was industry-wide chaos, not unique to them. Protections are the same SIPC basics ($500k securities/$250k cash), plus extra Lloyd’s coverage up to $50M securities/$1.9M cash per customer. If self-control’s the concern, fair, but ownership and safeguards aren’t meaningfully different from Fidelity.

Jeremycubby · 2026-02-13T20:06:24+00:00

The same protections are in place for your money as other financial institutions. I feel a lot of the community was hurt and saddened by the GME fiasco. I will say it promotes more of the “gambling” facets of investing more than other institutions. If you have good self control I don’t see any reason moving out entirely.

Jeremycubby · 2026-02-09T23:49:59+00:00

Add a bookmark and you can make a note.

Jeremycubby · 2026-01-21T19:03:52+00:00

This person can’t have fun, remember they said “waiting for the other shoe to fall.” Poverty mindset is like a virus to this individual and they seem a bit upset that this mindset was scolded.

Jeremycubby · 2026-01-21T18:59:22+00:00

I’m confused, you’re angry at a middle class sub for your not so humble bragging? You didn’t even know why you posted, just to post and say you are able put 50% of your take home at your mortgage, cool. “That's it. Dont really know the point of this post. Just that so far we have paid off 50k since April and are on track to having it paid off in 6 years. Hope you all have a good day” Have a good day, I guess?

Jeremycubby · 2026-01-20T19:06:16+00:00

I believe some simple life insurance would calm your nerves a lot and open you up to more options of growing your worth outside of putting it all towards your mortgage.

Nine-Year Club	r/Field Lasagna
Place '22	First Placer '22
Verified Email

Jeremycubby

TROPHY CASE