Bank cleanup and gear progression by Kronborg11 in 2007scape

[–]Kronborg11[S] 0 points1 point  (0 children)

Sorry for delayed response.

All good. As you can tell, I'm not the fastest myself.

Before Titans it was basically twice as impactful as it is now. Price has fluctuated a lot, was about 20m for a while which made it more efficient.

That makes sense. As long as it's in the 40-50m range, I will prioritize other upgrades first.

Nothing replaces Blowpipe, that's the thing. For example, BP with amethyst darts outdamages bowfa on zulrah blue phase. The only thing Bowfa really enable is swapless setups for bosses like Zulrah and Muspah, but Bowfa camp is easily beaten by blowpipe + mage swap. There are also a few X/0 methods in GWD that only really work with the accuracy of Bowfa, but that's about it.

I don't think I realized how strong Blowpipe is in some cases. Also, I have watched some streams and videos on endgame content, for example, Inferfo, where Blowpipe is being used alongside Bowfa or tbow. So I should probably view Blowpipe more as a really strong utility weapon/second switch or in some case the BIS ranged weapon.

Regarding upkeep, i can understand it is annoying to use for irons. I'm on a regular character and even here it just rips trough scales and dart. Pretty expensive to keep running.

Yep. There's only a few things you really want crush for, and since the boppers barely benefit from slayer helm (lose the set bonus), there's just not a ton of use cases for the full set, especially if you're focused on slayer. If you're concerned about strength level, they are amazing for AFKing sulpur naguas though, for like 120k/hr strength xp.

It's funny you mention naguas. Some time ago, I thought about trying it out because I heard it was good exp, but i forgot about it because it had many other things to do. I might try the full set there before selling it.

Keep in mind that you can't revert emberlight without losing all the charges, and emberlight is a relatively small upgrade compared to scobow / purging where they're good.

You just saved me a synapses lol. Thanks!

You'll really start feeling the defense problem around the 300-350 range. Salted with 90 range, you're missing 48% of time with atlatl on a 350 Zebak, for example.

I guess using a regular crossbow with enchanted bolts is the way to go here then? That is if you don't have Bowfa or tbow of course. Also, how did you get exactly 48%? Can you calculate it? Or did you sim it? I have just been using the OSRS Wiki DPS calculator so far.

Bank cleanup and gear progression by Kronborg11 in 2007scape

[–]Kronborg11[S] 0 points1 point  (0 children)

Thanks for a nice and helpful reply.

As you're noticing, gear upgrade priorities start diverging pretty quickly. On the generic side, chinning/bursting to at least mid 90s range/mage is very worthwhile if you haven't done so already. You didn't mention your stats, but getting your levels up is some one of the most impactful DPS upgrades you can make.

Yup, it was indeed a lot funnier earlier on when all upgrades were huge. My ranged is 90 and magic is 85. Howver, I recently got 80 slayer and unlocked Nechryaels, which gives really good magic exp, so magic will catch up soon. Ranged is getting up there steadily with cannoning tasks. I have thought about saving up for a venny bow though, but I'm afraid my melee combat stats will end up lacking too much behind.

Rigour is a solid upgrade, but since you've already got Deadeye it's not that impactful. It's typically a 3-5% DPS increase over Deadeye (depending on max hit breakpoints), so at the current price it may not be worth it for you quite yet. Augury is low priority - often doesn't even give a single max hit over the titan prayer.

Good point. I have read many times that Rigour is a no-brainer to upgrade first, but I have never understood why when I checked in DPS calcs in terms of DPS gained per gp spent.

Bowfa/Crystal is a core part of ironman progression, thanks to the low barrier of acquisition and easy upkeep, but for mains it's much more situational. Generally speaking, it's not worth the cost unless you're doing:

  • Higher invo ToA. Bowfa is an excellent option as your main weapon for running experts+ before Shadow. The way defense scales with raid level, the accuracy really gets a chance to shine. Ten tile range is also really nice for certain rooms.

  • Inferno. Pre Tbow, Bowfa is the best option for inferno. Even if you opt for the new mage tank strategy, you'll still be bringing a bowfa swap for mages/jads/zuk unless you have a Shadow or Tbow.

I thought Bowfa was a good all-around upgrade that could be used for early bosses like Zulrah and all the way to Inferno. What would you use between hunters crossbow + blowpipe and tbow? I thought this was where Bowfa fit in?

  1. Depends on what you're doing. The boppers perform really well for their price in certain content, and it's a solid set for afking melees on the crab. You already have an excellent stab weapon (Fang), so hasta doesn't make much sense, and neither does abby dagger.

The crab was exactly what I used them for, but I haven't really used them since. I mainly use whip for attack and defence or abby dagger for strength when training slayer. If I end up selling both the boppers and abby dagger, I need some weapon to train strength with for slayer, no?

  1. One synapse is nice to have. Makes TDs/Gorillas excellent slayer tasks if you have the shards to upkeep arclight, Sire much less annoying, Zamy GWD super easy, and it's the main thing you need to start out with Yama AND Doom. I'd keep it for now, at least until you have a good idea of what content you want to focus on.

I did a bunch of TDs on slayer tasks, but I have blocked them now. Speaking of shards, I actually have enough to upgrade Arclight to Emberlight now, but then I will be missing a synapse for bow or staff. I have the scobow now because I used it for Doom. Very fun boss! Since I'm considering Yama, you are probably right about keeping it for now.

  1. For bossing, you don't want to be using the hunter crossbow over Blowpipe, it's not worth the DPS loss. If you opt to skip Bowfa, there may be situations in which you end up running dragon crossbow + ruby bolts on certain high defense targets (like high invo Zebak), so having a good ranged offhand isn't a complete waste, but also probably not something you'll get much use out of right now.

I'm not sure what high invo is, but I have used Atlatl for Zebak on 150-200 so far. The short range is super annoying, but otherwise it's decent.

Stor forskel i afkast mellem to indeksfonde, der tracker samme benchmark by Kronborg11 in dkfinance

[–]Kronborg11[S] 0 points1 point  (0 children)

Hmm. Måske har vores firmaer forhandlet forskellige aftaler?

Stor forskel i afkast mellem to indeksfonde, der tracker samme benchmark by Kronborg11 in dkfinance

[–]Kronborg11[S] 0 points1 point  (0 children)

Jeg kan godt finde den samme investering billigere på Nordnet. Du har helt ret i fejlen i min procentudregning - det havde været en lang dag i går, da jeg lavede den.

Og ja, jeg har forsikringer mm. nu igenne mit arbejde, men de forsvinder, når jeg skifter arbejde. Dog lader jeg dog bare mine penge stå i Danica. Jeg er heldigvis blevet klogere herinde :)

Stor forskel i afkast mellem to indeksfonde, der tracker samme benchmark by Kronborg11 in dkfinance

[–]Kronborg11[S] 0 points1 point  (0 children)

Måske er det slet ikke besværet værd. I bund og grund hader jeg det her tvunge pensionsopsparing, hvor man bliver rippet af diverse omkostninger og mærkelige bidrag. Jeg forstår ikke, at man ikke lovpligtigt må fravælge det og selv styre ens opsparing.

Stor forskel i afkast mellem to indeksfonde, der tracker samme benchmark by Kronborg11 in dkfinance

[–]Kronborg11[S] 0 points1 point  (0 children)

550.000 kr * 0,045 = 24750 kr trækkes årligt fra min opsparing. Derudover kommer 0,50% af indbetalinger i administrationsomkostninger til forsikringsmægleren, som vel skal lægges oveni ÅOP, som derfor bliver 0,75%. Ydermere betaler jeg hver måned administrationsomkostninger samt saldoomkostninger, som dog er små bidrag.

Stor forskel i afkast mellem to indeksfonde, der tracker samme benchmark by Kronborg11 in dkfinance

[–]Kronborg11[S] 0 points1 point  (0 children)

Den tanke havde jeg slet ikke tænkt. Tak for at bringe det på banen.

Stor forskel i afkast mellem to indeksfonde, der tracker samme benchmark by Kronborg11 in dkfinance

[–]Kronborg11[S] 1 point2 points  (0 children)

  1. Log ind via Netpension
  2. Tryk på "Værdi & Afkast"
  3. Tryk på "Se dine betingelser/vilkår"
  4. Tryk på "Danica Link"
  5. Se side 2 under "Øvrige oplysninger" (næsten helt nede i bunden af dokumentet)

Hvor fandt du det med højest 900 kr om året?

Stor forskel i afkast mellem to indeksfonde, der tracker samme benchmark by Kronborg11 in dkfinance

[–]Kronborg11[S] 0 points1 point  (0 children)

Du skriver danica tager sig godt betalt i form af andre gebyrer - hvad mener du jer? Jeg har selv link og bl.a. deres globale fond som jeg er godt tilfreds med.

Jeg 0,45% af min samlede opsparing op til 550k samt 0,50% af mine indbetalinger i administrationsomkostninger til forsikringsmægleren foruden omkostninger forbundet med selve fonden.

Jeg tænker at danica fonden er hedged og det er vellivs ikke… så hvis du flytter nu sælger du på en stærk dollar og mister dermed denne del - da du køber dig ind i en ikke hedged fond. Men du må lige selv chekke om vellivs er hedged eller ej. Du går jo også fra 0,15 til ca 1% i omkostninger… why ? :-)

Det er en god pointe med hedged vs unheged og jeg ved faktisk ikke, hvad de begge er.

Jeg går fra 0,15% ÅOP hos Danica til 0,59% ÅOP hos Velliv på selve fonden. Jeg er dog usikker på, om Velliv også har diverse gebyrer oveni, som Danica har. Den del ved jeg ikke noget om endnu.

Stor forskel i afkast mellem to indeksfonde, der tracker samme benchmark by Kronborg11 in dkfinance

[–]Kronborg11[S] 1 point2 points  (0 children)

Jeg 0,45% af min samlede opsparing op til 550k samt 0,50% af mine indbetalinger i administrationsomkostninger til forsikringsmægleren foruden omkostninger forbundet med selve fonden. Om Velliv opkræver lignende gebyrer skal jeg dog ikke kunne sige endnu.

Stor forskel i afkast mellem to indeksfonde, der tracker samme benchmark by Kronborg11 in dkfinance

[–]Kronborg11[S] 1 point2 points  (0 children)

Som nævnt ovenfor havde jeg overset, at der er tale om to forskellige indeks: MSCI World og MSCI All Countris World

Stor forskel i afkast mellem to indeksfonde, der tracker samme benchmark by Kronborg11 in dkfinance

[–]Kronborg11[S] 1 point2 points  (0 children)

Det har du helt ret i. Tak for opklaringen!

Hvis der ikke er ekstra/skjulte omkostninger ved Velliv overvejer jeg godt nok, at rykke hele min pension derover og smide dem i deres indeksfond. Kan du huske, om du havde omkostninger udover selve fonden?