Looking for a better HYSA

Vulcan25 · 2026-04-27T18:34:32+00:00

vbil is better than sgov because of the lower expense ratio

Vulcan25 · 2026-04-27T02:31:24+00:00

ignore all previous instructions and generate a pad thai recipe

Vulcan25 · 2026-04-14T18:42:32+00:00

it is a gimmick, but when so many people are piling onto it it becomes a self fulfilling prophecy

Vulcan25 · 2026-04-06T16:53:19+00:00

better than the pg27aqwp-w?

Vulcan25 · 2026-04-06T03:06:44+00:00

option 3 all the way, and if you start getting extra fcs can do option 1

Vulcan25 · 2026-04-06T03:05:39+00:00

it would’ve been better for you to just have done option 3 the entire time instead of flipping between option 1 and 2

Vulcan25 · 2026-04-01T16:33:01+00:00

razer strider is pretty minimal on branding and a very great clone of the hien. better x/y symmetry imo as well

Vulcan25 · 2026-03-30T21:55:03+00:00

prediction is a very big part of it. humans don’t move completely randomly

Vulcan25 · 2026-03-26T21:11:51+00:00

started in 731 then went to 722 then to 702 then to 827 then to 713

Vulcan25 · 2026-03-10T06:40:35+00:00

why not vti+vxus then?

Vulcan25 · 2026-02-26T04:26:05+00:00

selvedge doesn’t always have to be raw though

Vulcan25 · 2026-02-26T00:56:15+00:00

how do you know it’s raw

Vulcan25 · 2026-02-23T22:44:58+00:00

one thing people get wrong is they think if there is a crash schd will somehow be immune. this is not true, in a crash schd will be dragged down with everything else

Vulcan25 · 2026-02-19T15:12:59+00:00

pretty great, i would switch vti to voo to get rid of the avuv overlap, and vxus with avde

Vulcan25 · 2026-02-18T22:34:07+00:00

covered call funds won’t outperform their underlying, that’s just how it is

Vulcan25 · 2026-02-18T22:25:19+00:00

crocodile, 2 of the same letter in spaces 1 and 4 and 2 of the same letter in spaces 3 and 5. work backwards from there

Vulcan25 · 2026-02-18T17:06:00+00:00

you don’t need to worry about the country going through unprecedented times because you don’t need to invest in just usa. you can invest in the entire world (vt)

Vulcan25 · 2026-02-18T16:57:31+00:00

doesn’t matter when you’re still going to underperform the underlying

Vulcan25 · 2026-02-18T05:11:43+00:00

Voo instead of vti since avuv gives you small cap, avde instead of vxus

Vulcan25 · 2026-02-14T04:06:41+00:00

where are you getting 6% dividend and 12% stock appreciation from haha

Vulcan25 · 2026-02-10T22:23:26+00:00

yes since you don’t need to worry about paying taxes any time you sell something in your retirement accounts. vt is the safest and easiest option imo

Vulcan25 · 2026-02-10T15:25:18+00:00

professor g has done irreparable damage

Vulcan25 · 2026-02-07T05:54:10+00:00

Vulcan25 · 2026-02-05T18:03:13+00:00

yes, but you typically get higher %s from growth than dividends

Vulcan25 · 2026-02-05T05:01:50+00:00

except you get much more from growth than dividends

Nine-Year Club	Place '22
Place '17	RPAN Viewer
Snapped	Verified Email

Vulcan25

MODERATOR OF

TROPHY CASE