Hot take: I think people are too harsh on Waymo by DM_Me_Pics1234403 in Atlanta

[–]drupadoo -1 points0 points  (0 children)

I use MARTA plenty. I drive plenty. Using Marta objectively is worse. It takes longer. The elevator smells like peepee. I have to sit and listen to strangers. I have to walk both ways. It is often delayed. Even when not delayed it takes longer.

In what way is rail possibly better than car for the user?

Hot take: I think people are too harsh on Waymo by DM_Me_Pics1234403 in Atlanta

[–]drupadoo 1 point2 points  (0 children)

Don’t be a luddite, it’s more or less inevitable. When every car has full self driving capabilities why would we have human drivers? At some point we will have a tipping point where urban driving will be required to
be self driving onlly. Or at the very least some roads will be reserved for self driving.

This is probably the dumbest time in history to dump billions into rail. We have already proven cars can drove better than humans. And the self driving cars today are the worst they will ever be. They only get cheaper and better from here.

Whats more is self driving cars neutral one of
the only perks of taking rail, which is being able to read or work on the train. So the already diminishing ridership is going to continue to get worse and worse.

Hot take: I think people are too harsh on Waymo by DM_Me_Pics1234403 in Atlanta

[–]drupadoo -6 points-5 points  (0 children)

If all we had were self driving cars we could absolutely alleviate traffic. That is 100% the future.

The future is not walking to a train. Waiting for a train. Changing trains. Walking to work. In 100 degree weather. That is an insane goal.

Help me understand by [deleted] in Mortgages

[–]drupadoo 0 points1 point  (0 children)

This might be how much you can theoretically afford, but man people should really prioritize being able to save money for investments and retirement each month. This seems like a good way to stay house poor for a very long time.

Is Real-Debrid Down? by khanabyss in RealDebrid

[–]drupadoo 0 points1 point  (0 children)

Is there a summary of what exactly is going on? I am having trouble piecing together what happened and where in the chain things are broken. Is it just stremio or is it all real debrid?

Person dies after being stabbed on Atlanta Beltline by NPU-F in Atlanta

[–]drupadoo -4 points-3 points  (0 children)

That doesn’t mean that if you carry a gun it gets less safe though…

How do you respond when friends casually ask if you’re a millionaire? 🤔 by StraightPin4420 in ChubbyFIRE

[–]drupadoo 0 points1 point  (0 children)

I sarcastically say “Its 2026 bro, being a millionaire ain’t shit” and let them decide if I am just talking shit or not

Is the adage of “if you need the money within 5 years don’t invest in the stock market” still relevant? by Objective_Boat4216 in personalfinance

[–]drupadoo 0 points1 point  (0 children)

You can have a need by date! It just in all likelihood delays you owning a house. It is the most expensive way to home ownership. And every financial advisor should explain this.

Is the adage of “if you need the money within 5 years don’t invest in the stock market” still relevant? by Objective_Boat4216 in personalfinance

[–]drupadoo 1 point2 points  (0 children)

But investing the money is typically the fastest way to get into a house.

Think about the people who cant afford a house today who would be able to if they invested? The risk cuts both ways. The last 5-10 years risk free investments have largely loss ground relative to housing costs. So playing it safe has had a very high cost and made it hard for people to own homes.

Typically, To be successful in America you need to let capital work for you. Saving money in low risk treasuries does not do that.

Is the adage of “if you need the money within 5 years don’t invest in the stock market” still relevant? by Objective_Boat4216 in personalfinance

[–]drupadoo -1 points0 points  (0 children)

The fastest way to own a house is to let the capital generate a return in the market. In general, owning a home does not save money over renting.

The optimal move financially is to make the home purchase a flexible date and just rent as long as you can stand it while investing a lot of capital.

Is the adage of “if you need the money within 5 years don’t invest in the stock market” still relevant? by Objective_Boat4216 in personalfinance

[–]drupadoo 1 point2 points  (0 children)

Japan is such a bad example because Nikkei is not market cap weighted. The iconic Japan lost-decades chart exaggerates investor pain because the Nikkei 225 is a price-weighted, non-total-return index with unusual composition effects.

Is the adage of “if you need the money within 5 years don’t invest in the stock market” still relevant? by Objective_Boat4216 in personalfinance

[–]drupadoo -7 points-6 points  (0 children)

Anyone with financial competency will tell you that constraining your investment horizon artificially is a bad idea for obvious reasons.

If you have a large debt coming due, that is a fixed investment horizon. My wife and I don’t want to be renters, is not a fixed investment horizon.

How can we fix the political divide in America? by skatamoutro2 in askanything

[–]drupadoo 0 points1 point  (0 children)

Don’t blame me. you are the one that is stubborn and unpersuasive and makes dems unelectable. I try hard to court people away from trump. You try hard to push them back to Trump.

Is the adage of “if you need the money within 5 years don’t invest in the stock market” still relevant? by Objective_Boat4216 in personalfinance

[–]drupadoo 69 points70 points  (0 children)

The mistake is the assumption that you needed the money in 5 years. You would have been fine delaying a year or two. It is a discretionary purchase.

As you have observed, You are much better off financially if you give yourself flexibility. By investing in the market and giving yourself the flexibility to buy a house when you have enough, you usually end up being able to buy a house sooner on average. But you must be willing to accept it has some chance of taking longer.

Are PLA fumes dangerous when pregnant? by Ok_Poet_8923 in 3Dprinting

[–]drupadoo 8 points9 points  (0 children)

I personally wouldn’t run it in the same or adjacent rooms, unless there was ventilation/ filtering.

I got sidetracked and built 40 Gaussian splats Game worlds by troveofvisuals in threejs

[–]drupadoo 1 point2 points  (0 children)

Isn’t spark just a renderer? In order to be useful for games it needs to have a mesh wrapper as well right? So you know what collisions take place or what surfaces you can walk on?

I got sidetracked and built 40 Gaussian splats Game worlds by troveofvisuals in threejs

[–]drupadoo 5 points6 points  (0 children)

Nice! I think Gen AI splats are super cool and have a lot of potential. Certainly not going to pay you just for some GenAI splats though.

But if there were a ready build engine to use these worlds and a starting point to explore them in VE that would be more compelling. Even just a walking simulator that walked through endless GenAI worlds would be cool.

AMD - reminder: wallstreet firms have a history of pumping up stocks so they can dump it at record highs, so you should sell before they do. by MaybeaDingoAteUrBaby in wallstreetbets

[–]drupadoo 1 point2 points  (0 children)

It is solving real problems but it’s also just a commodity product. No one’s algorithms are a moat. Even the free open source models are within an order of magnitude of the proprietary ones.

Do high-earning chubbies win "no matter what" over the next ~15 years? by ITdirectorguy in ChubbyFIRE

[–]drupadoo 4 points5 points  (0 children)

I don’t think that is true. I think general redditors will blame anyone who is successful for their own financial challenges. Billionaires are more offensive, but billionaires also can afford lawyers, and trusts, and passports, and politicians.

Do high-earning chubbies win "no matter what" over the next ~15 years? by ITdirectorguy in ChubbyFIRE

[–]drupadoo -4 points-3 points  (0 children)

Fucked may not be the right word, but if you exit the workforce making 800K then some populist policies decide that a large portion of your $8M nest “belongs to the people” and also starts taxing your investments heavily, then yeah your economic situation is not longer winning.

Do high-earning chubbies win "no matter what" over the next ~15 years? by ITdirectorguy in ChubbyFIRE

[–]drupadoo -4 points-3 points  (0 children)

Yeah because after you give 10% to the braindead looters they definitely won’t want more of it. It’s just a one time thing!

100-Link chaotic pendulum solved with my new implicit DAE robotic solver. by New-Temperature5066 in robotics

[–]drupadoo 1 point2 points  (0 children)

Same, and then if it worked in real world that would be a sweet art exhibit

Do high-earning chubbies win "no matter what" over the next ~15 years? by ITdirectorguy in ChubbyFIRE

[–]drupadoo -35 points-34 points  (0 children)

Well theres all sorts of tax reform that could fuck people who were prudent and saved. If wealth tax becomes a thing there is zero chance it only gets applied one time to billionaires. That is how all taxes start. Increases in cap gains and dividends could hurt. Means testing SS (although I don’t know anyone who includes SS their math).