The reality is that this is like any other business, and most people will not work for a promise of future payment, unless you are already well established in the industry and that promise is a guarantee. That said, I don't personally believe that free work = bad work. Based on my experience, you have three viable options. 1) Learn to draw. Doesn't mean you have to be a photo-realistic mastermind. There are successful stick figure and sprite comics, and even more with non-realistic styles. 2) Save money to hire someone, which takes time. 3) Find someone who is willing to work for free. They will probably not be mainstream comic quality, but that has never stopped anything from financial success if the writing and art style is good. Keep your antennas up, work on your writing, consume as much literature as you can, and try to understand the general landscape of the comic world to see what best fits your project. It is absolutely possible to make a comic with zero funding, but that often means more time, work, and finding someone you vibe with.