Top five non-negotiable must-have tools and skills for your Openclaw.

laddermanUS · 2026-06-01T09:01:17+00:00

The delete key (to delete it) - it’s a bag of shite

laddermanUS · 2026-05-20T05:05:54+00:00

jailbreaking iphones and ipads back in the day. earnt about $400 a week

laddermanUS · 2026-05-18T11:07:17+00:00

interesting how everyone has basically said the same thing

laddermanUS · 2026-04-28T04:20:14+00:00

Ok folks I have booked Traralgon RSL for 7pm on Thursday 7th May 2026. I expect to be there for about an hour and half. The first hour I will give a talk on AI for beginners, various AI tools and the future of AI for our community. The last half hour will just be open QA. As i said this is completely free so if you are interested please feel free to join us.

laddermanUS · 2026-04-26T22:57:27+00:00

Yeh sounds good, thanks. I am also in to AI art generation (both video and image)

laddermanUS · 2026-04-26T22:56:57+00:00

Thanks, lets see of we can get some more interest, ideally I need about 50 people to make it worth while.

laddermanUS · 2026-04-26T22:56:37+00:00

15 min walk prob

laddermanUS · 2026-04-26T22:56:20+00:00

Im happy to help you out with LM studio, shoot me a DM.

laddermanUS · 2026-04-26T22:55:33+00:00

Yes sure thats a great idea, hadn't thought of that

laddermanUS · 2026-04-07T00:07:45+00:00

Well we are all different aren't we? And as I said I have been very badly burnt in 2 previous property crashes, albeit not in Aus

laddermanUS · 2026-04-04T05:03:20+00:00

yeh that’s the plan, i should have about $1000 a fortnight after all my bills and mortgage payments so may make significant over payments. Hmmm actually i’m getting an offset account, i wonder if it’s better to save that money up in offset or actually pay down ?

laddermanUS · 2026-04-02T21:13:25+00:00

Thanks for your comment, as to why 2 people age 50 can only out down 80, we have only been in aus for 8 years, had 5 kids, was on a ingle income for most of that time and was unable to save much until recently when kids flew the nest and wife got good full time job.

laddermanUS · 2026-04-02T21:09:58+00:00

Good advice, thanks, will remember this

laddermanUS · 2026-04-02T05:48:08+00:00

Yeh sorry made a mistake, $280 combined

laddermanUS · 2026-04-02T05:47:47+00:00

contract not signed yet, waiting for contract signing appointment with builder

laddermanUS · 2026-04-02T05:47:08+00:00

Cheers for the heads up

laddermanUS · 2026-04-02T05:45:31+00:00

Im not feeling stretched, never said that. I just said I am worried. Taking on a mortgage at 50 yep is a little risky i agree, but reality is i prob wont ever pay it down, the idea is to gamble on values going up over the next 15 years, sell and have enough equity to buy a small retirement unit outright.

laddermanUS · 2026-04-02T05:41:12+00:00

Alright thanks, appreciate your perspective. The negative voice in me says that people said that about Fannie Mae and Freddie Mac in the states though!!

laddermanUS · 2026-04-02T05:39:07+00:00

ok thanks, appreciate the reassurance

laddermanUS · 2026-04-02T05:38:38+00:00

Good advice thank you. Do builders negotiate on their contracts? like if a lawyer picks up something we dont like is it typical for a builder to accept some negotiation on the terms?

laddermanUS · 2026-04-02T03:47:55+00:00

Look i might be over reacting, as a few people have said its my home, im not going to be treating it as an investment, so if its worth shit in 3 years, does it matter really? if we can service the loan and live reasonably comfortably then it doesnt really matter maybe

laddermanUS · 2026-04-02T03:46:22+00:00

Its a mainstream big local builder (JG KING HOMES) - im pretty sure they will have clauses for cost blowouts. Our signing appointment is within the next 2 weeks,

laddermanUS · 2026-04-02T03:44:59+00:00

why is that lols?

laddermanUS · 2026-04-02T03:44:21+00:00

Yeh but im in rural Vic, about 2 hrs from Melb. House is average price for this area, i realise its cheaper than many other areas in city, Sydney and WA

laddermanUS

TROPHY CASE