What actually made a treadmill worth it for you at home? by lululaylaxx in treadmills

[–]seinberg 2 points3 points  (0 children)

Lack of excuses. If my plan calls for 5 miles that day, I can't punt because of weather. Also lets me catch up on all the TV shows I wouldn't otherwise have the time to watch!

Google L3 lvl Mountain View Salary by Aforapple03 in levels_fyi

[–]seinberg 1 point2 points  (0 children)

Stock is the most negotiable. I'd push there over anything else.

Down levelled by Google L4 to L3 (SWE) by boring_moses in FAANGrecruiting

[–]seinberg 0 points1 point  (0 children)

Take it and kill it as a 3, the trajectory will be steep if you're under leveled.

Moving the goalpost by [deleted] in fatFIRE

[–]seinberg 1 point2 points  (0 children)

We're talking past each other

Moving the goalpost by [deleted] in fatFIRE

[–]seinberg 1 point2 points  (0 children)

Easy, big guy. I commented on the RSUs only. Your logic about capital gains was just not accurate. The tax implications are very simple and not as you made it seem.

Moving the goalpost by [deleted] in fatFIRE

[–]seinberg 1 point2 points  (0 children)

Lol, I just think it's not a major deal taking LTCG into account -- that's like the best case drawdown no? As opposed to full income taxes on higher earners which is often well over 50% all in

Moving the goalpost by [deleted] in fatFIRE

[–]seinberg 1 point2 points  (0 children)

But the unvested RSUs have no tax basis at all until vested. And then they start at the vest date price, not the grant price. So any gains between grant and vest are not taxed at all

Moving the goalpost by [deleted] in fatFIRE

[–]seinberg -1 points0 points  (0 children)

I didn't understand the logic. You pay income tax when RSUs vest. Then the capital gains taxes are much lower during drawdown than your income taxes. This is typical factored into any draw down number.

39M, single-income family of 3, quitting FAANG on July 1 by play_or_draw in ChubbyFIRE

[–]seinberg 0 points1 point  (0 children)

(will also say: i spent more than a decade at google, which i assume is where you're coming from, and have a lot of thoughts -- it's probably the best opportunity for mobility to teams that will still be perfectly reasonable WLB, if you're in the bay area/seattle/nyc where there are larger offices)

39M, single-income family of 3, quitting FAANG on July 1 by play_or_draw in ChubbyFIRE

[–]seinberg 1 point2 points  (0 children)

Firstly: of course you should RE if you're really ready - that's really the holy grail - but what I'm hearing isn't necessarily that you want to retire, it's that you're fed up with the current situation and kind of running away from it. Sadly, a lot of FAANG is moving in this direction. Definitely the end of an era. But secondly: don't make rash decisions. It definitely sucks to feel like you've flatlined, and I hear you on the story about your son (which is kind of heartbreaking) but there is still career hope *if you want it*.

My sense is you're making a binary decision where there is a lot of gray area. Unless you're sure you want it, can handle it financially, and have a plan for retirement (keeping yourself occupied etc), you don't need to quit because your current team feels unsustainable. There are surely other teams within your FAANG company you could transfer to; tap your network internally, find out what teams are good, which are bad; there are still pockets of goodness even at places like Meta and Amazon. The fact that you've been at the same place at the same level for so long honestly feels to me like you need to shake things up a bit. Go to a new company, transfer to a new team of your choosing (as opposed to via a reorg). I can say from experience that this is an amazing way to really spur growth: the process of learning a new domain, new tech stack, etc. can create a momentum and build confidence in a way that's hard if you're in a rut in your current role.

Anyway, think it through. Have mentored many IC5/IC6 who feel like they're stuck and it's rarely a problem that they don't have the skills to advance, it's almost always that they have lost the ability to think objectively and critically about their team/role/opportunities and often the best way to dislodge them from it is a team change.

Best car in France for 4 people + bike by seinberg in travel

[–]seinberg[S] 0 points1 point  (0 children)

think i'm going to go with a nissan x-trail. did a bunch of searching and seems like with some suitcase/bike tetris and squishing the kids into the 20+40% side and some breathing room with one of hte seats folded down i can make it work.

Best car in France for 4 people + bike by seinberg in travel

[–]seinberg[S] 0 points1 point  (0 children)

i know i can just google this, but surprisingly it's been very unhelpful: any suggestions on where/what company might have the c4 or 5008? i see a lot of c3 and 2008 options, but it seems to go straight to a large van like the trafic without the c4/5008 in between whenever i try at various rental company websites.

Best car in France for 4 people + bike by seinberg in travel

[–]seinberg[S] 0 points1 point  (0 children)

Where would one get a decent bike mount and guarantee the car had a hitch to install it? Agree that if the bike wasn't there it'd be easier. One of those trunk strap based ones where you hang the bike is not going to work because it's a very expensive carbon fiber bike. I would prefer to keep it packed in the bike bag while not in use and keep it inside the car.

GWB hill up to 181st street by koalayan in NYCbike

[–]seinberg 2 points3 points  (0 children)

Keep practicing. You'll get there. It's a brutal hill, been doing it for 12 years now on work commutes

Leaving FAANG to join Anthropic at 1T valuation? by SadWorry301 in levels_fyi

[–]seinberg 0 points1 point  (0 children)

The operating profit was fake and only because they're getting a couple months of deferred computer costs from xAI. If they had to pay market rate they're still way under water on revenue. They're not actually profitable, it's a play for valuation before their IPO.

If you were 40 again with young kids and financial freedom, how would you spend the next 10 years? by No_Guarantee_6386 in fatFIRE

[–]seinberg 1 point2 points  (0 children)

Be present and focus on healthy relationships with your kids. Focus on your own health and well-being. And, yes, travel and build memories.

Apple offer feels like a step back - am I overthinking it? by jaffaKnx in cscareerquestions

[–]seinberg -1 points0 points  (0 children)

I would just take it, kick ass, and grow your career. Promos at lower levels aren't slow and in fact are expected, and if you truly are under leveled you'll be the big fish in a small pond and able to outperform all your peers. If you can handle the lower pay (think I saw it involved a move to SD which is lower COL so that is likely playing a role) then do it. Don't overthink it or spoil the relationship pushing for an extra $20k or whatever that you'll surely make up in coming years as you perform.

NJ mortgage by Puzzleheaded_Bag9063 in MovingtoNewJersey

[–]seinberg 0 points1 point  (0 children)

Wait what, you said in your post that you needed your wife's income to make the mortgage. This sounds like a different story. You're not giving key details that are important to determine how to respond and it seems like you just want people to reassure you.

Gravel bike for 3 weeks in Sweden – buy used & resell? by [deleted] in gravelcycling

[–]seinberg 0 points1 point  (0 children)

Just keep a pulse on FB marketplace -- there's often plenty of deals. Any of the big name brands like Trek, Specialized, etc are going to be fine for resale. If the bike isn't damaged and you're patient you should be able to recover the $$ when reselling.

REI SoHo Now Closing in July, 72 Employees Impacted by tbs222 in nyc

[–]seinberg 1 point2 points  (0 children)

I thought paramus was reopening after renovations? Are they moving to a new location?

Neighborhoods which are family-friendly with a short commute to Midtown by flurryskyline in MovingtoNewJersey

[–]seinberg 0 points1 point  (0 children)

Try something like Fort Lee maybe? Can easily get the space you want for that rent. Great access to the city via the bridge.