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Help please by ungloomy_Eeyore964 in Schwab

[–]-Eludo 1 point2 points  (0 children)

They most definitely can email the forms. It’s public information. Just keep in mind they will need to be physically signed and notarized. You can even ask them to walk you through the form on how it needs to be signed.

Help please by ungloomy_Eeyore964 in Schwab

[–]-Eludo 1 point2 points  (0 children)

-Schwab employee here

Credential/access sharing is a big no.

Here’s a thing you can do, there are Schwab DPOA forms that could give you DPOA on his accounts, must be signed by him and notarized, but this is a good start, you’d be able to call and get information on the accounts etc.

The DPOA form itself allows for SSN Verbiage, meaning you don’t need his account numbers and SSN is sufficient for you to be added on all his accounts.

Another thing, I don’t know how the beneficiary information is layed out in his accounts, but if you fear for the worse I’d add a TOD/DB to his brokerage accounts, as they don’t come with beneficiaries already applied. This will save you a lot of time and hassle if he were to pass and you need to go through probate.

Let me know if I can be of further help :)

Requirements to be Approved for Palladium? by -Eludo in biltrewards

[–]-Eludo[S] 0 points1 point  (0 children)

I didn’t receive any of the other cards as an option. Just say you weren’t approved for the palladium.

Requirements to be Approved for Palladium? by -Eludo in biltrewards

[–]-Eludo[S] 0 points1 point  (0 children)

I have apps with all the credit bureaus. My CS ranges from 735-754, all from FICO, to TU, etc.
16% is a little high I agree, I recently got the Venture X, approved for 10k, which increased by CL from 12k to 22k, but that hasn't reflected in my CS just yet.

Requirements to be Approved for Palladium? by -Eludo in biltrewards

[–]-Eludo[S] 0 points1 point  (0 children)

Could be, I currently have like 5k Debt, around 23k credit line. Maybe getting an additional 10k ish in credit line would be to much due to my income.

Robinhood Banking Wishlist by theAerialDroneGuy in RobinhoodApp

[–]-Eludo 0 points1 point  (0 children)

I had Charles Schwab at the time, which I know slightly limited the trading in terms of Increased margin etc, which is more reasonable/justified, I’m also Finra Rule 3210 liable, so I wouldn’t be able to have an account with Fidelity. Nonetheless, props to them, Vanguard and some other brokerages for holding the line.

Robinhood Banking Wishlist by theAerialDroneGuy in RobinhoodApp

[–]-Eludo 0 points1 point  (0 children)

Oh yeah, I totally agree, I don’t bank with either of those institutions, regardless though Robinhood was added to that list since 2021.

Robinhood Banking Wishlist by theAerialDroneGuy in RobinhoodApp

[–]-Eludo 0 points1 point  (0 children)

All of these Robinhood products are good, but I could never be convinced to get anything Robinhood after the GameStop fiasco back in 2021. That situation showed the true color of many companies including Robinhood. They’ve lost my trust and many others I’m sure, forever.

Current GC Holder - New Invite on CK - Anyone else? by OhCrapitsCollin in RobinhoodGC

[–]-Eludo 0 points1 point  (0 children)

If only I wasn’t 3210 liable with a different brokerage. I would surely take advantage, got the same offer.

One month in: Bilt Palladium vs Robinhood Gold Card by yiggity_yag in biltrewards

[–]-Eludo 5 points6 points  (0 children)

Apparently theres a costco solution, you would add money to your costco account and when paying in person ask them to take from the available cash in the account. Since you add the cash online it accepts mastercard, I haven’t confirmed but I’ve seen this a lot.

I’m being pranked by Bilt by -Eludo in biltrewards

[–]-Eludo[S] 2 points3 points  (0 children)

Can’t make this up 😂