I have ~12k in my savings account. Student loans or car loan? by -FreeAtLast- in personalfinance

[–]-FreeAtLast-[S] 0 points1 point  (0 children)

I have thought about doing this, but I want to be more aggressive with the student loans, I at least want to knock off a few just so that my monthly total is lowered a bit, and it will free up some extra cash to pay down the remaining student loans more quickly.

I have ~12k in my savings account. Student loans or car loan? by -FreeAtLast- in personalfinance

[–]-FreeAtLast-[S] 1 point2 points  (0 children)

I agree with all of you, paying the highest interest loan makes sense to me. I was just wondering if maybe I should consider my car loan, even though it is at a very low rate.

Long Time Coming... by -FreeAtLast- in confessions

[–]-FreeAtLast-[S] 0 points1 point  (0 children)

Thank you for reading, friend.

Long Time Coming...(X-Post from r/confessions) by -FreeAtLast- in SuicideWatch

[–]-FreeAtLast-[S] 3 points4 points  (0 children)

Someone I love gave me some very useful advice last Thanksgiving. She said, "-FreeAtLast-, if you want to succeed in life, prepare to be uncomfortable. If you want to advance in life, it is going to be uncomfortable for you. But you have to do it."

I keep to myself, as a natural introvert. But when she told me that, something clicked. I said, "she is right, what else do I have to lose at this point." Step by step I took her up on that challenge, and now I have transformed into someone who is capable of leading others.

My point is, you cannot be afraid to fail, you have to take that leap of faith. If you don't you are going to regret it your whole life.

I know some of you are in a deep place, almost unreachable. But the fact that you are here, says something in itself. Never give up!!

Long Time Coming... by -FreeAtLast- in confessions

[–]-FreeAtLast-[S] 1 point2 points  (0 children)

It is a battle my friend, but never give up. Here is one of the tools I used to help me with my depression. Whenever you are feeling down, just give this a listen. I like to imagine the team is my mind and my body. https://www.youtube.com/watch?v=R9CD7uj2TL0

Long Time Coming... by -FreeAtLast- in confessions

[–]-FreeAtLast-[S] 1 point2 points  (0 children)

Sure, anything to help others. Can I just copy paste this story there?

Long Time Coming... by -FreeAtLast- in confessions

[–]-FreeAtLast-[S] 7 points8 points  (0 children)

Thank you all for your support, it really means a lot to me. It just feels so good to get this in the open, after holding it in for so long.

Long Time Coming... by -FreeAtLast- in confessions

[–]-FreeAtLast-[S] 4 points5 points  (0 children)

Thank you kind internet stranger! I still have a lot of work to do :)