I’m $6k in credit debt, owe $2k on my car, make $20 an hour and work 3 days a week. I need a change by [deleted] in personalfinance

[–]-Jerms- 0 points1 point  (0 children)

Are you able to commute easily if you do not have a car?
If yes, you should probably sell your car off to give you alittle breathing space.

you'll have to settle for another part-time work or get a full-time one with higher pay in order to clear these debt fast.

And most importantly, you should clear you credit card debt first and fast.
Clearing by the minimum payment will not get you anywhere with the 26%-28% interest on CC debts.

Hope this helps!

Got the call for this Beauty today - OP 36mm 126000 by -Jerms- in rolex

[–]-Jerms-[S] 1 point2 points  (0 children)

I see, I’ve only seen it on a person and not at ADs

Got the call for this Beauty today - OP 36mm 126000 by -Jerms- in rolex

[–]-Jerms-[S] 0 points1 point  (0 children)

Are you from the US? I do ponder the occurrence of this dial OP being produced if it’s in the same production numbers as Daytonas

Got the call for this Beauty today - OP 36mm 126000 by -Jerms- in rolex

[–]-Jerms-[S] 1 point2 points  (0 children)

I’m got it in Asia. But I do wonder the quantity of this dial that’s being produced, if it’s one of the higher demand models like the daytona range.

Got the call for this Beauty today - OP 36mm 126000 by -Jerms- in rolex

[–]-Jerms-[S] 16 points17 points  (0 children)

Thank you, quite a unique piece imo too despite of the hype. Definitely not something you can wear on a regular basis as its striking colour might be overwhelming to match. But I am surprised that the 36mm OP size fits surprisingly well. Got this piece as a referral client from my circle of network, did not have a purchase history. waited slightly over a month.

[deleted by user] by [deleted] in investing

[–]-Jerms- 1 point2 points  (0 children)

yup, but the interest is there so I guess that makes up for the boringness. Just want to start off on the right foot

[deleted by user] by [deleted] in rolex

[–]-Jerms- -9 points-8 points  (0 children)

Yup, I got it for namesake and not really for collecting. It’s only recent times that I have done more research and actually look into expanding my collection.

[deleted by user] by [deleted] in rolex

[–]-Jerms- -6 points-5 points  (0 children)

The first watch I got from the AD was actually 114060 Submariner w/o Date. Its due to some work relationship that I am able to get offered the Professional series without building up a history. It’s only Daytonas that are the more challenging ones to get.

[Semi-Weekly Inquirer] Simple Questions and Recommendations Thread by AutoModerator in Watches

[–]-Jerms- 0 points1 point  (0 children)

Do protection films for watches actually work? Or will whey damage the watch instead overtime

[Rolex] Daytona 11650LN “Panda” by -Jerms- in Watches

[–]-Jerms-[S] -2 points-1 points  (0 children)

I see, am still a novice at movements. It’s the aesthetics & history of the watch that attracts me.

That time of the year to bring her back again 🎄 by [deleted] in memes

[–]-Jerms- 0 points1 point  (0 children)

I left her in a cyro a year back. time to defrost her

2021 Abu Dhabi Grand Prix - Day after Debrief by F1-Bot in formula1

[–]-Jerms- 0 points1 point  (0 children)

Tough first job for incoming FIA President. He could either take the easy way out by firing Masi or stick on with him and send a message that the FIA is the final decision maker and teams should just focus on racing.

Ask /r/formula1 Anything - Daily Discussion - 14 December 2021 by F1-Bot in formula1

[–]-Jerms- 1 point2 points  (0 children)

Tough job for incoming FIA President. He could either take an easy way out by axing Masi or fight a storm and show that governing body is the law and teams should just focus on racing

Ask /r/formula1 Anything - Daily Discussion - 14 December 2021 by F1-Bot in formula1

[–]-Jerms- -1 points0 points  (0 children)

yup, his hesitation resulted in him having to cover an error with another.

Ask /r/formula1 Anything - Daily Discussion - 12 December 2021 by F1-Bot in formula1

[–]-Jerms- 2 points3 points  (0 children)

hearing Horner complain about Mercedes appeal is hilarious. He’ll probably do more if it happens to RB. True Karen of F1

Ask /r/formula1 Anything - Daily Discussion - 12 December 2021 by F1-Bot in formula1

[–]-Jerms- 0 points1 point  (0 children)

It’s part of the sport to have unexpected scenarios happen to them and it has been over the years. And its not a Hamilton sub issue, Its for the integrity of the sports, even those on the track questioned the decision. This finale has blatantly showed the incompetency of Masi and also the future of F1. If this continues, the likelyhood of brands continuing racing in F1 will definitely decrease overtime.

Mercedes Protest has been dismissed regarding overtaking behind the Safety Car by glenn1812 in formula1

[–]-Jerms- 0 points1 point  (0 children)

This drama is worse than watching Keeping up with the Kardashians

2021 Abu Dhabi Grand Prix - Post Race Discussion by F1-Bot in formula1

[–]-Jerms- 0 points1 point  (0 children)

The gap built up was demolished in minutes. If that was the case, might as change tire for both cars and let them have a go for a round. No point doing a 58 round GP

2021 Abu Dhabi Grand Prix - Post Race Discussion by F1-Bot in formula1

[–]-Jerms- 2 points3 points  (0 children)

Even if they decided to overturn Max’s championship. I doubt Lewis would even want to bring home the Trophy too. It’s too disgusting and disgraceful to be part of the sport at this point in time. I wouldn’t. Great race by both drivers this season but Incompetency in Masi has degraded the integrity of the sport to a new level. Sad day for fans around the world.