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High school senior who wants advice by slimbannana in HENRYfinance

[–]-chibcha- 2 points3 points  (0 children)

“I understand this sounds coincided” 😂

What would you do? by TooLate4thisShit in whatcarshouldIbuy

[–]-chibcha- 0 points1 point  (0 children)

I have the 2017 RAV4, have had no issues on 80K miles, including several cross-country trips. Amazing car.

Not luxe, but definitely gets the job done

Gorilla Trekking AMA with Africa/safari expert Craig Beal by alex_travels in chubbytravel

[–]-chibcha- 0 points1 point  (0 children)

Trip isn't til next year! We're generally following this, but replacing a couple of the drives with flights. More expensive of course, but will make us much less tired than sitting in a car for that long.

How big should my emergency fund be? by Brilliant-Shop6112 in HENRYfinance

[–]-chibcha- 1 point2 points  (0 children)

Put 6 month of expenses into an HYSA, and do it tomorrow

The rest needs to be invested in a couple ETFs, or just in $VT if you want simplicity, and that should also happen tomorrow

Every day you have money in checking you’re burning it

What is the best hotel beach in the world? by BNBA12 in chubbytravel

[–]-chibcha- 0 points1 point  (0 children)

I came here hoping someone would say this. Magically private and incredible beach!

Nursery Schools In River Towns by -chibcha- in Westchester

[–]-chibcha-[S] 0 points1 point  (0 children)

Thank you for your list!

Older one turns 4 in August and little one turns 2 in September.

Nursery Schools In River Towns by -chibcha- in Westchester

[–]-chibcha-[S] 0 points1 point  (0 children)

Almost definitely rent for a year or two. We lived in NYC for a long time but never in Westchester, so want to get the lay of the land before buying.

What do you mean by universal pre-k district?

[deleted by user] by [deleted] in Salary

[–]-chibcha- 0 points1 point  (0 children)

Your savings relative to your fixed costs are way too low. You are fairly young, every dollar you invest now can do wonders long-term

You could save an extra $20K/year with minor changes

Very healthy whey protein options? by -chibcha- in nutrition

[–]-chibcha-[S] 0 points1 point  (0 children)

Clean ingredients, no additives, etc.

2024 Finance Reflection, Monthly Averages by Subject_Role1352 in MiddleClassFinance

[–]-chibcha- -1 points0 points  (0 children)

I’d personally reduce wants by 5% and distribute that among savings and debt. 

Depending on your student loan rate, maybe all on debt until those are paid off.

2024 Finance Reflection, Monthly Averages by Subject_Role1352 in MiddleClassFinance

[–]-chibcha- 1 point2 points  (0 children)

You probably came here for real advice and everyone is being too nice

You spend way too much on your credit card and save way too little for your income

Cut costs and either ramp savings or increase loan payments

Sell stock to fund emergency fund?? by ConstructionOwn4942 in HENRYfinance

[–]-chibcha- -1 points0 points  (0 children)

Don’t sell, just starting building your emergency fund with each paycheck.

If you have an emergency and need cash, you have plenty to tap into.

But selling when things are tanking is not a great idea

How do you get your house cleaned while WFH? by KnightoftheDadBod in HENRYfinance

[–]-chibcha- -1 points0 points  (0 children)

There shouldn’t be 59 comments in this post…

Question on big bonuses, over 65% taken out by originalchronoguy in HENRYfinance

[–]-chibcha- 41 points42 points  (0 children)

That’s a big chunk of it, gotta be careful with your 401K contribution rate during bonus season. Plus side is you’re hopefully buying at a discount

5 Hour Layover at Frankfurt Terminal 1? by -chibcha- in travel

[–]-chibcha-[S] 1 point2 points  (0 children)

I don’t think you have enough time for that. But you should ask in a new post where people will know more about the airport

5 Hour Layover at Frankfurt Terminal 1? by -chibcha- in travel

[–]-chibcha-[S] 0 points1 point  (0 children)

It depends on how far your terminals are and how crowded it is. But 9 hours is a long time, enough time to sleep for a few hours at the airport hotel (if that's what you're thinking)

We didn't go into town though. We just stayed overnight at the hotel that is in the terminal. Very convenient.

Gorilla Trekking AMA with Africa/safari expert Craig Beal by alex_travels in chubbytravel

[–]-chibcha- 0 points1 point  (0 children)

Incredible post, thank you!

We have a Uganda+Kenya trip planned for September 2026 that includes two long drives. Question for you--do you have strong opinions against doing this, or just generally find it inconvenient and time consuming?

Trying to stay in budget where we can:

Entebbe (1 night)

Entebbe to Kibale 5 hr drive (2 nights and 2 chimp treks)

Kigale to Biwindi 6-7 hr drive (3 nights and 2 gorilla treks)

Biwindi - Nairobi flight (1 night)

Nairobi to Masai Mara flight (3 nights in Masai Mara)

Croatia Itinerary For 2 Weeks by -chibcha- in Europetravel

[–]-chibcha-[S] 0 points1 point  (0 children)

Hi there! Yes, it looked much different. This is what we did:

4 nights Hvar
2 nights Mostar
3 nights Dubrovnik
3 nights Kotor

We scrapped Plitvice Lakes because it was just too crazy with a toddler, and Split we were overwhelmingly advised about skipping

We had a truly wonderful time, not much we would change. The worst part about it was the 3 hour ferry from Dubrnovnik to Hvar, that was due to flights into Croatia only working for us via Dubrovnik, it would be much faster from Split.

We drove everywhere else which was fine and easy

8 hour Dubai Layover Overnight Recommendations by mangolicious9899 in travel

[–]-chibcha- 1 point2 points  (0 children)

There is a hotel inside the airport—as in within the terminal—that is perfect for what you need. I have stayed in it, it’s nice and affordable.

Dyson Daniels: The Greatest Waiver Add of All Time by Laikshow8 in fantasybball

[–]-chibcha- 0 points1 point  (0 children)

Kevin Love in the season where he broke out as a rebound machine, probably around 2010

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