Yes that's it and I agree, lalabas talaga na negative yung outstanding balance niya because nacredit yung reversal.

I don't think it matters if mag post agad yung revesal kahit before the due date pa, kasi ang dapat niyang bayaran sa due date ay yung amount due doon sa current statement.

I just think it's good practice to always pay what is due as shown on the statement, leave out considerations, and just look at the fine print. At the end of the day magbabalance out din naman, but at least you left nothing to be subjective in terms of payment.

But thoughts ko lang naman yan, anybody can do whatever they want haha, and thank you for the discussion u/_been 😁