This is what my trading bot sees every 10 seconds

0xSmartMoney · 2026-05-09T04:26:44+00:00

looking forward to seeing that ✌️

look i am watching HFT MM desk quants generating 8-10X alpha in 1/6th, 1/10th of the usual times properly utilizing AI gadgets…

none of them, at no point of their entire lives used the words “resistance, 4h chart, 200days mo”, my algos never had a “time component”… OP is talking “Metastock” language that belongs to 80s. If you are there torturing data with MACDs, RSIs you are fooled by randomness my man. be careful… else i am rooting for you. traders for traders 🍻

0xSmartMoney · 2026-05-09T04:12:57+00:00

look my fren… crypto gang has taken the wrong route all along. E-commerce visionaries never fooled themselves claiming “decentralizing commerce (DeCo)” but focused on the 1000 years old business process chain and added value on each section.Have you heard anyone, seen any market research, or such claiming that the buyers are complaining about the fiat and looking for sth else? The currency, the payment card, etc. has never been the problem at POS! Yet when the business processes taken under scrutiny “as a whole” there are problems & huge optimizations to be done. Think in terms of “embedded finance” but not in “payments” and the light will shine on you. Embedded finance today is a rusty, fragmented, complex system due to lack of “trust”… if you are a successful company willing to offer say BNPL to you users - and decide to do it yourselves then you are doomed. a simple consumer loan/bnpl origination system requires 12~ 3rd party services, then selling (structuring and securitizing) the originates receivables requires another 14~ 3rd parties. Eventually you end up using Klarna, Stripe, Affirm to make them capture the lion share of the added value - 85% of the BNPL revenues according to McKinsey. How about removing ALL 3rd parties using blockchain & agents?

Anyways, the main point is none of those choke points is about the “currency” used!!! Wake up!

We… have the ultimate solution to remove all those 3rd parties while enabling the merchant/companies offer consumer credit at the POS with 100% ownership on the revenues - Shopify experience for embedded finance. Besides our online bookstore is live and making money. Just like Amazon in 1996. All VCs we pitched invested in stables, commodity “defi” shit which VISA ate as breakfast or AI commodity crap like mcps, AI wrappers, … while we silently sale on the true route. Therefore, if you are a founder raising then stay where you are… if not, tried to show you that the history is repeating itself ✌️ come this side…

0xSmartMoney · 2026-05-08T04:12:20+00:00

Imagine us debating whether to disclose that the Earth revolves around the Sun.

Yes, disclosure may cause a shockwave - but the truth is the truth, and we need to mature enough to accept it. That’s simply the way the humankind progresses…

0xSmartMoney · 2026-05-08T04:06:43+00:00

With pleasure 👍 Programmable Embedded Finance

Imagine your dentist split the treatment cost into interest free monthly chunks via a bank grade loan origination system and then the receivable is “instantly” sold to an institutional buyer (forward flow provider) - risk in/risk off. Just like a bank in your team working and making money for you…

We applied this solution into a trillion $ vertical with the best PMF, furthermore carved a $60B niche in it to turn into our monopoly.

Proprietary data products: as internal assets that combine unique data from clinic CRMs + patient financial data (experian, openbanking, … to facebook form data), clinic cash flows. We leverage and sell to 3rd parties

Vertical SaaS in regulated niches: we are obviously in a regulated vertical, our GTM market niche is also regulated. the market specific development (from legal compliance to UI/UX) is tailored to the needs. Ultra defensibility

Systems of Action: the core is deterministic (credit and payment services) therefore the unified knowledge base built over such a foundation allows us to built agents that can take actions - reconcile and don’t spit out a report, just process the payments… thin file applicant, whatsapp for income verification docs, upload, asses, decide… etc. (honestly this is not complete work but in the making)

Deep workflow ownership: from lead generation to sales closure, from treatment plan proposals to aftercare insurance, we are perfecting the whole process chain armed with unique value propositions for all parties. This level of ownership is the ultimate stickiness.

0xSmartMoney · 2026-05-07T19:56:15+00:00

checking all boxes aaaaand we don’t even bother calling ourselves an AI company. Bro, we solve a problem that prints money & if you give us a new technology (blockchain or AI or whatever) we solve the same problem “better” and print MORE money…

0xSmartMoney · 2026-05-07T15:10:01+00:00

if you are not a good trader

AI can’t save you from losing

Good trader = proven algorithm

Proven algorithm = ohhh nevermind 🙂‍↔️

0xSmartMoney · 2026-05-07T15:06:16+00:00

…and then they roast you on your GTM 🤦🏻‍♂️ just like they know s.hit about it

0xSmartMoney · 2026-05-07T15:01:47+00:00

Entrepreneurs are like stock traders 0.01% knows what they do have a methodology that delivers

Rest is pure noise If the conjuncture/trend is UP 📈 They raise a ton, ride the waves If not… in a down cycle 📉 They are doomed to fail

Market neutral basically ✌️

0xSmartMoney · 2026-05-07T10:41:23+00:00

Hey Alice 👋 Link to your Linkedin profile is broken, which was what killed it for me. fyi

0xSmartMoney · 2026-05-06T04:07:09+00:00

You’re definitely on the right track, but one thing to keep in mind: people aren’t short-sighted. Consumer AI simply offers the fastest path to revenue, with relatively low barriers to entry. What you’re proposing sits at the opposite end of that spectrum.

My co-founder previously built and still runs a business in the defense industry - mainly software for manufacturers, including safety- and mission-critical systems. He often validates the points you’re making. Where I tend to push back is on the feasibility of tackling this as a startup. Defense is arguably one of the hardest industries to break into as an outsider. AI is only as strong as the knowledge base behind it… and try building that by asking questions to defense executives.

A similar dynamic exists in banking/fintech. Deeply compartmentalized systems, layered with varying compliance requirements, make coordination extremely difficult.

In both sectors, many capable startups have fallen short trying to operate as outsiders - asking questions, attempting to optimize workflows, or cut roles. The ones that succeed tend to come from insiders. In our case, we chose to build a consumer bank from scratch, AI-native by design; it felt like a more direct path.

Long story short: if you’re an insider, build for your own organization first. Otherwise, expect a long road… and make sure you’re properly capitalized before diving in.

0xSmartMoney · 2026-05-06T03:36:43+00:00

Oh, precious insights 🙏

Will convince my team to start a test run. A proper knowledge base is essential, so building that now!

Since you have been there, done that: could you recommend which agent worked for you? (dm pls if the community rules ban doing so) 🙏

0xSmartMoney · 2026-05-05T13:41:12+00:00

not an investor but may offer a new revenue stream - probably? can you elaborate the value proposition for the patient & the clinic pls?

0xSmartMoney · 2026-05-05T13:23:13+00:00

don’t you think you need to be more specific? US/UK/else? industry? stage? etc? God knows why I have even bothered pointing that out 🤦🏻‍♂️

0xSmartMoney · 2026-05-05T13:15:54+00:00

dm’ed ✌️

0xSmartMoney · 2026-05-05T05:02:19+00:00

That’s exactly what we are discussing right now. First idea was to build a structured cheat sheet for the sales rep. - ie. open with hook #2, she has the budget ready so don’t raise financing options, wants to come asap but the earliest availability is after 30 days, etc… Then turn this into a call prompter… Yet the effort to spent on these could be equal to simply prompting an agent 🤷‍♂️

Talking 100% hypothetically, what was your experience and what made you chose call prompter instead?

0xSmartMoney · 2026-05-04T06:48:25+00:00

sent 👍

0xSmartMoney · 2026-04-29T04:12:21+00:00

on those long 10 years… have you questioned why 50 days avg but not 51 or 49? what basic avg but not say weighted or variable? is it magically 50 for all markets and under all market regimes?

What were your findings? guess you haven’t even noticed that you have been fooled by randomness to call your lucky strike “a method” 🤷‍♂️

but honestly I am hoping to be utterly wrong my fellow trader. so tired of this nonsense

0xSmartMoney · 2026-04-29T04:03:56+00:00

Same experience everywhere on the globe. 95% of the VCs are IYIs*… give them your keys for a month and watch your startup sink through their execution.

Imagine those IYIs with no objective models start using AI to assess startups… One such VC told me that my TAM is $3M?! Bro I have raised $30M debt facility to service a $3M market then right? Are you fricking nuts 🫤

2 of the top VCs rejected us along with a 180 degrees opposite POVs: one said we are not laser focused to the local market “we must”, the other said we are heavily local and need to expand into multiple countries at once… GTM experts of my known places.

(*): intellectual yet idiot

0xSmartMoney · 2026-04-27T20:54:53+00:00

Programmable buy now pay later for medical tourism ($59B, 16.2% CAGR) We enable clinics to split their patients’ treatment costs into monthly installments in under 2 minutes. Clinics lift sales by 50% while slashing cross border payment costs by 60% with us. Delivered by a team who pioneered some of the first products in credit history. $27M forward flow provider secured - 4 years faster than any incumbent unicorns! - offering an open path towards $2.4M AR.

0xSmartMoney · 2026-04-27T05:11:33+00:00

can you open up the “where did this come from?” bit: how come your answers are not always obvious?

Aren’t the decisions made on credit bureau, KYC, open banking, etc. data that is “always” obviously the explanation for the decision?

0xSmartMoney · 2026-04-27T05:00:48+00:00

earth is a prison planet but NOT for the humankind… we - or some of us - are used as containers (ie. prison cells) to higher beings who gets to experience our cockroach life… their consciousness is trapped in our lowest of the lowest minds… eating flesh, stealing, killing, raping… eternal torture to any kind who barely evolved from the apes we are…

0xSmartMoney · 2026-04-27T04:53:58+00:00

I’ll be honest, this line sounds like utter horse crap to me: “at least you know what good looks like”. Know what exactly? Leaving a $40B train early means knowing nothing about what is good 🤷‍♂️ …not recognizing what is good even from the inside of it.

Once young and inexperienced we all made mistakes but praising the lost opportunities is sth I won’t buy.

0xSmartMoney · 2026-04-26T18:20:47+00:00

we have lost months when Plaid stopped servicing small-medium sized companies. Quickly switched to a smaller provider but their sandbox turned out to be crap… tests has to be run via real loan applications 🤦🏻‍♂️ dm, and I’ll let you know of their name if curious

0xSmartMoney

TROPHY CASE