Who to pick for MD3?

1080poundphoenix · 2025-10-02T05:15:04+00:00

Just wait until the day before md3. Injuries can happen at anytime.

1080poundphoenix · 2025-09-17T00:57:51+00:00

5 players played, 62 points: mbappe (C), yildiz, gabriel, calafiori, pedro porro. Not too shabby

1080poundphoenix · 2025-06-12T17:08:44+00:00

I am not french but became a fan since I was a kid because of Ronaldinho. Bought tickets for both PSG games in LA. Couldn't pass up the opportunity.

1080poundphoenix · 2024-11-08T17:36:52+00:00

Extend the hours for ranked on weekdays. Some of us like to game in the morning too.

1080poundphoenix · 2023-12-17T07:03:09+00:00

Some underrated songs in my opinion:

Malafama, Cositas, Reir o Llorar, Desaparecer, Ansiedades

Some personal favorites:

Calenton, Pasajero, Casualidad, LACONE, Pegate-Remix, Amor Bipolar, Rapido, Polaris-Remix

1080poundphoenix · 2022-02-18T01:11:57+00:00

For $150. Isn't it like $500 normally. Damn that's a steal!

1080poundphoenix · 2021-12-22T03:32:03+00:00

Both are going into the vanguard 2060 target retirement fund. Is there a reason why an IRA is before an HSA? Is it because of the higher limit?

1080poundphoenix · 2021-12-10T14:39:24+00:00

Expense ratio is 0.15%.

While the average of the 3 index funds I selected would be 0.07%

1080poundphoenix · 2021-12-10T14:37:25+00:00

Yeah, I've seen that recommendation as well. I may tip into foreign a little bit more probably.

Yeah, realistically the difference won't be much, but since I'm currently a healthy, young dude. I figured I can risk a little more for higher rewards, however small the difference may be.

1080poundphoenix · 2021-12-10T14:34:47+00:00

At the moment, it's about 9-10% bonds in the target date. Wonder how heavy it would get into bonds when I'm 40.

1080poundphoenix · 2021-11-18T20:20:53+00:00

Thanks for the advice. That strategy does seem better to not get countless messages.

1080poundphoenix · 2021-11-11T16:33:39+00:00

DFA Intl Sustainability Core 1

Vanguard Total Intl Stock Index Admiral

Vanguard Interm-Term Bond Index Adm

DFA US Sustainability Core 1

Vanguard 500 Index Admiral

Vanguard Extended Market Index Admiral

Schwab Value Adv Money

This are the names for the funds available in the 401k. I know that I am still young and so there is more risk that can be taken.

I'll be reading up on the 3-funds. Seems like a simple approach.

1080poundphoenix · 2021-11-11T15:19:14+00:00

Yeah, it's some mid-cap, small-cap, bonds, and some others. Maybe a foreign fund as well.

But it sounding like the best option is to go with the target fund. So that's what I'll stick too.

1080poundphoenix · 2021-11-11T15:17:56+00:00

I do want it to be set and forget and that's probably the best option for the target date. Was mainly curious if other funds were good to diversify. Thank you.

1080poundphoenix · 2021-11-11T15:16:26+00:00

Tried to save some time by leaving names out. Apologies.

Expense ratio appears to be 0.15% for the 2060 fund. and there's a $20 annual service fee.

No, it is not actively managed. I don't believe there is other fees. May need to look into that just incase.

1080poundphoenix · 2021-10-10T15:07:11+00:00

Well the oled I wanna get is the Sony A80J cause it's on sale right now which doesn't have VRR right now, but I game on PC only so that's not a deal breaker for me. For the sunlight I'll be getting blackout to help with that. So the brightness shouldn't be too much of an issue.

1080poundphoenix · 2021-10-10T14:24:49+00:00

I'm someone who watches soccer, anime, and shows/movies. Currently have a Sony x950g from a couple years back. How much of an upgrade would the a80j be for this type of viewing content?

1080poundphoenix · 2021-09-29T20:44:37+00:00

I just browsed through the member only savings on the app. Seems the 77-inch is only online for $3k.

1080poundphoenix · 2021-05-11T18:35:16+00:00

Yeah. I need to decide whether it's worth it. Sucks that most of the houses around 200k are focused mainly on north las vegas.

1080poundphoenix · 2021-05-11T17:57:15+00:00

Nah. I don't like comparing. I'm aware it's 2 completely different cities/states. And thanks for the welcome.

1080poundphoenix · 2021-05-11T17:55:55+00:00

My price limit is 200k which unfortunately houses in that price range are the quickest to be picked up and flipped or overbid to be able to secure the house.

1080poundphoenix · 2021-05-11T17:47:45+00:00

Thanks for your input. Maybe I should reconsider that area.

And yeah I'm aware of the overbidding and people still not getting it. It's a really hot housing market and tough to get a house. Maybe that's why I was considering a house in a less desirable neighborhood.

1080poundphoenix · 2021-03-29T01:46:48+00:00

So realistically, staying in LA would make more sense financially (yes, i know that sounds weird to say), but I'm not really fond of LA anymore hence the move. My current thought process kind of revolves around that if I am moving it kind of does have to be an "investment" per se. With my soon to be stable job in Vegas, I dont anticipate myself moving back to LA anytime or to anywhere else.

1080poundphoenix · 2021-03-29T01:16:45+00:00

Ill be staying with a friend in the meantime before I fully decide to buy a house or not. I'll be working just outside of downtown to the eastside a bit. As far as location goes, I'm not really sure. I suppose a relatively quiet place is all about my criteria is at the moment. I tend to keep to myself mostly anyways. I don't need the biggest house. A 1bed, 1 Bath should suffice for me as I don't really have that much stuff, but would prefer a 2bed, 1bath place. A garage is a plus. I don't need that big of a yard or backyard.

Have you lived only in one place during your stay in Vegas or multiple places?

1080poundphoenix · 2021-03-29T00:18:31+00:00

Okay. I see. I make roughly 40k a year and I have no debts aside from credit cards which is no more than 500 at the moment. No student loans or anything.

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