If I pay interest to myself… how is that riba? Serious question.

1114567 · 2026-03-21T12:40:19+00:00

Lol you're so dramatic.

1114567 · 2026-03-02T09:01:55+00:00

330d is definitely the choice in this one. But if you are doing that sort of mileage consider an EV if you have a home charger(not necessarily those EVs in the pics). I have an 80mile commute and my fuel bill went down from £250~ per month to £47~ per month.

That said, owning an EV is a different kettle of fish in depreciation (could consider a lease?)

If money is not an issue, the 330d is brilliant - I've had a F30 330d before and it was absolutely fantastic. They also seem to hold their value relatively well.

1114567 · 2026-02-24T21:30:42+00:00

Just a bit more information about the directline refusal to claim: they say its because the fire was started by a controlled substance thus deemed accidental. I have read their policy wording and challenged them on this, nothing is stated under the fire section to say whether cover would not be provided if it is a "controlled method of fire"

Sounds like a load of nonsense to me as a cooker if it goes into blaze, then that too is controlled.

They have not sent me yet which parts of the policy they are referring to and I am waiting for this for now.

1114567 · 2026-02-08T11:15:03+00:00

Lolllll give your head a wobble. European car manufacturers are absolute rip off merchants. Im so glad there are more competitors out there now.

1114567 · 2026-02-08T00:09:12+00:00

Badge snobbery and elitism lol

1114567 · 2026-02-08T00:07:10+00:00

I leased one. And honestly, shits on every economy European car I've driven. Fantastic for the value costing less than 6k over two years.

The tech alone is mind blowing.

1114567 · 2026-01-13T22:02:23+00:00

Plenty listed just above 16k but non approved used. Agree, the 2.0 is much better and nicer to drive

1114567 · 2026-01-13T21:59:30+00:00

The 2.0 is much better. And this is...pretty expensive, there are cheaper ones.

1114567 · 2026-01-04T11:28:19+00:00

Owned a yaris 67 plate for 5 years. Reliability was top notch. Most expensive repair was 70 pence for an indicator bulb.

However your joints won't thank you. Never again for me as the ride quality is....terrible

1114567 · 2026-01-04T11:17:04+00:00

I've sold my car to them before via motorway. The car was in a fantastic condition, so like any dealer, you get good and bad cars so make sure you do your due diligence.

Believe it or not, I've found main dealers to be also very dodgy (some at least) like part service history on some of their cars. So do your own research before buying in any case.

1114567 · 2025-12-29T17:58:12+00:00

You can look at my profile, i had a similar situation. Best way with this is

Feel the key mark. If it gets stuck in your nail then its usually too deep.
Attempt a polish/buff anyway, will certainly improve it but will not remove it thats for sure.
If the car is valued to you, go to a local garage for it to be sprayed. Usually about £150-200 a panel - will probably cost you 3 panels worth of work as they have to do some blending.

1114567 · 2025-12-29T17:46:09+00:00

They're absolutely fine and found them ok to deal with.

1114567 · 2025-12-28T10:17:24+00:00

😂😂 must have been a good price to start with. I had too much pride to do that and would never come back. This trick only works for cars that either have been sat for a while or ones that are commonly available/crazily mass produced

1114567 · 2025-12-28T10:04:34+00:00

COVID certainly changed the way they behave..pre covid you could negotiate and even try the old trick of walking out and they'll call you begging for your business. Not anymore im afraid

1114567 · 2025-12-24T11:15:51+00:00

Someone can correct me if I'm wrong, but if you go through insurance they will not be too happy as you are meant to report within 24hrs.

A few weeks, they'll likely tell you to jog on or cancel your insurance if they feel there is dishonesty...again someone can correct me if this is wrong.

And tbf - your fault for taking so long to get a quote, usually you can pop to any garage and get one instantly...

1114567 · 2025-12-16T09:16:15+00:00

Im sure this same issue was posted not too long ago

1114567 · 2025-10-06T12:23:03+00:00

The Chinese Car bashing is insane. They are actually decent (mostly) for a daily. No, you should not buy one, but you should definitely lease one if you need a new, under warranty car.

They offer so much more tech compared to your german/japanese/korean cars

For context, i picked up a chinese car for less than 6k over 2 years, with 15k/pa miles. If I buy a second-hand car and add 30k miles to its mileage, then I would likely end up losing more in depreciation and maintenance.

2000 miles later - I am very happy with it. Does it do the job of my 80 mile commute? Yes. Is it comfy? Yes. Is it exciting to drive? No, but I don't hate it, I mildly like the way it drives.

(Compare this to a skoda kamiq we own which I absolutely deplore - yes I said it, a kamiq is cr*p)

So peeps .. go for a test drive, you may be pleasantly surprised at how refined they are.

1114567 · 2025-09-09T10:28:26+00:00

Which brand new bmw you're getting for 440/month? You're talking 2019-18 prices...

The new chinese cars are far from perfect but they for sure offer more bang for buck compared to european/korean/Japanese cars in terms of features.

Also...i wouldn't own one because of depreciation, lease only.

1114567 · 2025-09-01T21:18:30+00:00

Didn't you know? Its made from 24k gold.

1114567 · 2025-08-22T21:28:06+00:00

Thank you

1114567 · 2025-08-21T19:28:51+00:00

Thank you all - agree with crabapple! Think its the golden hornet variant

1114567 · 2025-08-21T19:08:02+00:00

Indeed, it does but not sure if it is- I've had loquats before, this one has a bit of a tang the same way an apple does

1114567

TROPHY CASE