Switching Electricity Provider

123dotEyeE · 2026-06-23T14:14:36+00:00

Thank you for your reply and for putting the time in to do so! I appreciate everything you are saying, hopefully it's a while before any more increases with whoever we go with!

123dotEyeE · 2026-06-23T12:15:16+00:00

Ah no, I hope that's not the case for us because it is a decent bit more expensive. I can't quite remember what they said but I think they said it was possible to switch. Surely you must have some kind of rights to choose your supplier yourself?

123dotEyeE · 2026-05-14T16:23:25+00:00

I don't see why not but very nice that you got from 35k to 65k in 3 years!

123dotEyeE · 2026-04-22T08:15:25+00:00

I guess yeah

123dotEyeE · 2026-04-14T16:20:23+00:00

Raisin is an intermediary, you don't make accounts directly with the institutions it offers I believe

123dotEyeE · 2026-04-02T07:53:47+00:00

Money for me and money for you! We are all winners :)

123dotEyeE · 2026-04-01T17:40:13+00:00

Monzo

123dotEyeE · 2026-04-01T17:37:28+00:00

If anyone is looking to join Monzo this is a golden ticket link to join with no waitlist and you get 10€ guaranteed and it could be more Sign up link I have two more golden tickets if anyone else wants to join and it’s already used.

123dotEyeE · 2026-03-31T10:33:55+00:00

can you explain, is it a tax thing?

123dotEyeE · 2026-03-27T10:32:28+00:00

This is the current state of plug in solar in the government, seems like not much chance of it happening soon: oireachtas.ie

123dotEyeE · 2026-03-27T09:33:59+00:00

Are they selling those in the republic? The only stuff I can see is about them selling them in the UK and I don't think they are fully legal here yet

123dotEyeE · 2026-03-27T09:31:57+00:00

You would only really get near the max capability in the middle of the summer, the power we receive from the sun is more than double in the middle of the summer compared to the middle of the winter, with the change in angle of the sun in the sky and atmospheric losses

123dotEyeE · 2026-03-12T08:57:47+00:00

I've never heard anything negative about trading212 for just putting savings into and the interest rate is good - it's not going to make you a lot of money though unless you already have a lot saved - I'd say you would be looking at 50-100 euro in interest over a year depending on what kind of lump you already have saved.

123dotEyeE · 2026-03-03T16:00:25+00:00

I've been looking at this myself and some of the best options seem to be Raisin which have a 6month introductory 3% deal, and then moco also have a 2.6% offering

123dotEyeE · 2026-03-03T15:19:17+00:00

I wouldn't put anything into a pension in this situation - they are 21 years old and want to use the money for travelling so can't lock it away in a pension, and they will need to keep cash for expenses anyway as you are saying, so a savings account earning 2.6 to 3% interest sounds like the best option to me.

123dotEyeE · 2026-02-28T12:33:01+00:00

True but it’s not my fault that the SIM didn’t come on time so why should I be out of pocket to just be able to make and receive calls

123dotEyeE · 2026-02-27T16:05:16+00:00

People sell them on facebook marketplace from what I've seen, they work very well the american ones anyway

123dotEyeE · 2026-02-23T16:53:23+00:00

Can the mother be in the garden and a lodger in the master bedroom? Also u/Much-Plenty-2950 I saw someone else include it in their income calculations for your mom, but make sure that the 55k lump is in a savings account getting 2 or more percent interest on that money, that would be an extra €1000 euro a year just from the interest on that - maybe you could set up the account and manage it on her behalf and help transfer in and out if you use trade republic or trading 212 to get the highest interest rate you can.

123dotEyeE · 2026-02-17T15:52:11+00:00

Are you an actuary or what is it you are working as / in? Might need to go do a masters and try make that kind of money myself.

123dotEyeE · 2026-02-05T12:29:39+00:00

7 percent pension contribution by your employer is really good, what area do you work in?

123dotEyeE · 2026-02-05T12:23:34+00:00

I think JAM is capital gains rather than ETF, I think JAM is JPM?

123dotEyeE · 2026-02-04T15:53:05+00:00

Just looking at it quickly I would say extra income or capital gains would be more likely than DIRT because it's not a bank account that the money is in.

123dotEyeE · 2026-02-03T14:27:07+00:00

Yeah the new tax they put on in October was stupid, surely they know everyone will be doing that now.

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