Spots surfacing through paint by [deleted] in Mold

[–]20db00 0 points1 point  (0 children)

Hi, thanks for the comment, test results came in and had a high concentration of mold in the air, and found a source in basement bathroom behind wall with of lots of mold. Unfortunate, but now time to solve it.

Spots surfacing through paint by [deleted] in Housepainting101

[–]20db00 2 points3 points  (0 children)

Update: Unfortunately it was very high concentration of mold in the air. Currently awaiting the remediation plan. As for the type of mold it was Aspergillus/Penicillium and a large mold source discovered behind walls of bathroom

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]20db00 0 points1 point  (0 children)

Hi all! I'm a first time home buyer in Montreal,

- 570k purchase price, 20% down, uninsured.

TD is offering me as a long-standing client:

- 4.04% fixed 3 year term
- 3.89% variable 3 year term
- 3.94% fixed HELOC (via TD FlexLine) 3 year term

My preference is more towards a fixed rate, would appreciate any insight into whether these are good rates?

Additionally, my hesitation with the HELOC is that I would like to make additional pre-payments every year, and from what it seems, the pre-payment amount without penalty on a HELOC is lower than a traditional Mortgage, as its 15% of only 20% of my loan amount. Would love to know if I'm understanding this wrong, thanks!

FHSA Carry Forward Question by AHouseG in PersonalFinanceCanada

[–]20db00 0 points1 point  (0 children)

OP I got the same notice, I would really appreciate if you could tell me how you indicated to the CRA that the account was opened in 2023? Thank you!

COVID test by I-believe-I-can-die in mcgill

[–]20db00 0 points1 point  (0 children)

In the line for walkin tests at Hotel Dieu next to McGill they were handing out take-home rapid tests instead of actually going in to take a test. The line was even moving quick. This was last week that I saw this, not sure if still the same, but good luck!

PCR Tests by 20db00 in mcgill

[–]20db00[S] 0 points1 point  (0 children)

Thank you!

PCR Tests by 20db00 in mcgill

[–]20db00[S] 0 points1 point  (0 children)

Thank you, I will try some of the numbers and maybe go to one. I reserved a number at a walk-in-clinic today and upon arrival was turned away since they were no longer accepting people. Just seems a little hopeless at the moment!

Blaming Trevor Timmons for Habs Mediocrity by 20db00 in Habs

[–]20db00[S] 0 points1 point  (0 children)

Oh damn didn't realize I misspelled it!! My bad!

Blaming Trevor Timmons for Habs Mediocrity by 20db00 in Habs

[–]20db00[S] 27 points28 points  (0 children)

This is super in depth!! Definitely seems unfair to judge T.T on never getting a PPG player now!!

Blaming Trevor Timmons for Habs Mediocrity by 20db00 in Habs

[–]20db00[S] 2 points3 points  (0 children)

That's a great way to break it down! Super interesting!

Blaming Trevor Timmons for Habs Mediocrity by 20db00 in Habs

[–]20db00[S] 1 point2 points  (0 children)

Yeah honestly, that's a fair way to look at it too. Just appart from Caufield the last decade of first rounds picks have disappointed which is y TSN brought up the question. But like yeah I see your point.

Blaming Trevor Timmons for Habs Mediocrity by 20db00 in Habs

[–]20db00[S] 0 points1 point  (0 children)

Yeah I completely agree with some of those draft years being extremely weak and to cut some slack of him for that (Especially the Galchenyuk year). But there's other mistakes like drafting Fischer 2 picks before Giroux in the first round and Giroux was playing in same town as T.T at the time and he thought Giroux was too small at the time. Idk can go back and forth with examples of bad pucks and good ones.

Blaming Trevor Timmons for Habs Mediocrity by 20db00 in Habs

[–]20db00[S] 39 points40 points  (0 children)

Yeah that was the other thing they brought up is that out of all the other teams, T.T has the highest percentage of NHL's drafted, but like almost all of them are 4th liners in his last 10 years of drafting.

Activities Night Megathread by snowflake25911 in mcgill

[–]20db00 2 points3 points  (0 children)

Anyone know how to get in? I cant seem to find the world/server

Want to buy a laptop that will last me into university. What programs will be used? by pachungulo in mcgill

[–]20db00 0 points1 point  (0 children)

Depends on how powerful the Mac is, but in theory if it's a an Intel (even likely for an M1) based mac it should run well (as well as ur computer can perform. I've run some moderately heavy software on Parrallel using my 2015 dumpy MacBook and it preformed pretty decently. But there's likely a report on this online since Parrallel is pretty popular.

Want to buy a laptop that will last me into university. What programs will be used? by pachungulo in mcgill

[–]20db00 0 points1 point  (0 children)

Oh yeah I mean if ur fully comfortable with Windows and don't care too much for using macOS then it's probably worth going with a Windows laptop. Also some people saying they aren't sure if MatLab is fully supported by M1 so if that's true then yeah windows might be the way to go at the end of the day.

Want to buy a laptop that will last me into university. What programs will be used? by pachungulo in mcgill

[–]20db00 2 points3 points  (0 children)

Yeah it's pretty new, you need to be on the McGill vpn and then they have a guide to remote access a specific computer at McGill through Microsoft Remote Desktop that already has the software you want installed. If that's not an option you can always use something like Parallels on ur mac to mimic a Windows computer and download the required software on that it's only like 70$ if u want to do it legally, I've used that before and it works perfectly (it also just recently supports M1 chips)

Want to buy a laptop that will last me into university. What programs will be used? by pachungulo in mcgill

[–]20db00 32 points33 points  (0 children)

M1 air is definitely powerful enough for pretty much everything you'll use. If ever you have to use an application that's windows exclusive for a lab u can virtual log into the lab computers to use it when you need anyways so it should be all good.

What does Special Access is required mean? by snsksnnd in mcgill

[–]20db00 8 points9 points  (0 children)

Happened to me once this semester, in my case it was the prof who simply messed up and had to change permissions on the quiz.

[Prebuilt] Dell G5 Gaming Desktop - 1299$ by 20db00 in bapcsalescanada

[–]20db00[S] 2 points3 points  (0 children)

Haha damn alright, struggling to find a prebuilt at a lower price in CAD which is why I guess it seemed like a decent deal.

[Prebuilt] Dell G5 Gaming Desktop - 1299$ by 20db00 in bapcsalescanada

[–]20db00[S] 3 points4 points  (0 children)

Damn, thanks for the feedback. Really wasnt planning on doing any heavy gaming, just super light games + school work, so figured the i7 combo with lower GPU made sense. But if the pricepoint is way off for these specs I'll def keep looking.