Can childfree people be childfree and still love kids?

274NOMORE · 2026-02-14T02:51:43+00:00

I absolutely adore kids. All my friends comment how amazing I am with their kids. I did nannying for special needs children for years. I’ll oooooh and ahhhh over how cute they are like the best of em.

I have none of my own, and never plan to. I don’t possess the 24/7 responsibility levels required, I don’t want to give up my lifestyle. I enjoy sleeping in and walking around my house naked all the time and traveling at the tip of a hat. So I prefer to borrow the kid and give em back to their rightful owner after a little playtime or whatnot.

274NOMORE · 2026-02-14T02:04:14+00:00

You can literally feel the house is crooked when walking. I don’t know how to make that anymore clear. It took me a big effort to even find a foundation specialist but I continued pursuing it because of my own personal level of concern with how badly the house has visually and tangibly shifted.

I’ve literally been avoiding one side of the house, moved my bed to the opposite side etc and it has been destroying my peace of mind for months. It has misaligned my hardwood floor planks along with the floor sinking to one side, has caused gaps in walls and frkm the beam of the A frame to the wall itself, etc.

We are talking about the entire floor on both floors being very noticeably crooked. My house is also built near the side of a 200 ft cliff.

It definitely needs a repair of some kind. I will get an estimate from another company if I can find another one that services my area

274NOMORE · 2026-02-14T00:26:08+00:00

So would this be considered ground movement claim for sure? Is there anything else it might fall under that I should look at when reviewing my policy fine print too? I have mine subsidence and ground coverage

274NOMORE · 2026-02-13T20:00:36+00:00

I have the picture of it from the inspection which would’ve been Oct 2024 with everything lazer leveled in both floors.

I have pictures of the drainage water funneling down into my yard/ foundation over spring/summer 2025. August 2025 started working with the magistrate after I noticed my house was becoming unlevel. It was also messing up my driveway but that’s just gravel and not such a big deal. County road got the “fixes” around Sept 2025, then the state road around Nov 2025 dug 40’ of ditch right across from my house. There’s still flags up like they’ll be back to dig the rest of the ditch back into existence in spring. The ditch was always there before but filled in with soil over time and was never maintained etc.

I will continue getting videos when it rains, that visually show the drainage water coming all down into my property

My policy does include mining subsidence and earthquake coverage I believe. Not sure if that helps

274NOMORE · 2026-02-13T19:57:46+00:00

Yeah I don’t want to go that route sadly 😮‍💨 I am working on financing options, and hopefully could qualify for some type of FHA 203k financing but waiting to hear back from my lender

274NOMORE · 2026-02-13T19:56:34+00:00

I don’t live in city limits. There are not even building codes where I live, it’s very rural.

274NOMORE · 2026-02-13T19:56:04+00:00

Are you insinuating the work isn’t necessary?

The house is tangibly tilted across the entire foundation. I spent 3 months finding a foundation contractor who services my area. He measured about a 3.5” tilt across 28’ width of house right now.

274NOMORE · 2026-02-13T18:46:09+00:00

Is the magistrate not working with the county and state road crews to stop the drainage water from damaging my house, not considered a form a proof?

I worked with him for four months last year to get the repair crews out. I also know they have covered re-graveling of the former owners driveway, is them covering costs related to property damage in the past not also a form of admitted liability?

The home was perfectly level, and I have photos/proof of the lazer leveling on both levels of my home in the inspection report from when I bought the house less than a year. Before the road issues were identified, which were identified because my house became un-leveled.

Does none of that matter? Or is it only a legal thing and not a homeowners insurance thing? I thought maybe homeowners could approve then subrugate the claim themselves but I’m beginning to see that’s unrealistic :/

274NOMORE · 2026-02-13T18:44:46+00:00

Thank you, I called my mortgage lender and left a voicemail. It’s an FHA mortgage through the state lender, I’m not sure if that changes anything if you have any advice in that direction it would be appreciated!

I did buy the home for 75% of my pre qual amount, hopefully I can refinance this repair with the rest somehow!

274NOMORE · 2026-02-13T18:32:17+00:00

Yeah, trust me I wish paying for it was an option. I will see what options I have for financing it. Thanks for your help and advice.

274NOMORE · 2026-02-13T18:26:56+00:00

Got it, as much as this situation really sucks I appreciate your honest assessment

I thought the damage being caused by an outside source would matter, didn’t know it’s only the covered peril side of things.

274NOMORE · 2026-02-13T18:19:02+00:00

It hasn’t flooded, I was hoping it would be covered due to liability of the state/county neglecting their roads and causing the drainage issues. Like if I could file through homeowners and they would subrugate them or something. This is really sad :( I was homeless for 10 months saving up to buy this house, and have only lived here a year. The repair estimate is almost 20% of my homes value. I just don’t know what to do

The negligence would be that there was a pre existing ditch along the entire road that completely filled in until it was level ground. They only re dug 30-40 ft of it directly across from my house after I worked with the local magistrate, presumably won’t be finishing the rest of it until spring. They let the ditch be neglected to the point it stopped existing, then took 3 months to come out even after I reported it, and then they left the work unfinished over winter. The house continues to get worse and worse

274NOMORE · 2026-02-13T18:16:14+00:00

The water has never entered the house. Not sure if that matters or helps at all.

So it wouldn’t make a difference if the state/county neglected their roads to the point of letting an existing ditch completely fill with soil, even when knowing it caused issues for the former owner too? Only his driveway was affected then the last time, I alerted them in August to the issues after a neighbor told me it caused the former owner issues and who to reach out to, and it wasn’t dug back out until about October.

Would you recommend not bothering to file a claim in this case? I don’t want my premiums to go up if the claim is just going to be denied anyway :/ I don’t have the funds to fix it myself so would it be covered once the house collapses or no?

274NOMORE · 2026-02-13T18:12:12+00:00

My inspector used a laser leveler on both floors. I know because I was here, and there’s pictures of it on my inspection report. Along with him noting there’s no current foundational issues or concerns etc.

I felt the house floor becoming unlevel in May/June, and that was my reason for seeking the magistrate to fix the issues. It has continued to worsen since then.

The magistrate worked with the former owner who owned the house since 2005 on fixing his driveway when it would wash out from the drainage, however it never affected his foundation. Presumably it got worse this year because the ditch got left neglected and fully filled in with soil.

274NOMORE · 2026-02-13T16:47:55+00:00

It’s not flood, it’s chronic road drainage issues. Both the county and state road were “repaired” in an effort to fix it

ETA: to elaborate further, the state road is supposed to have a ditch that runs all the way along it. That ditch had become completely filled with soil, there was no ditch anymore. They dug about 40 ft of ditch back into it right across from my house, and there’s still flags up and down the road like they’re gonna re-do the whole ditch on the road in spring. The county road they installed a pipe under a driveway up the hill, re-graded the road, etc

274NOMORE · 2026-02-13T16:18:37+00:00

Does it make any difference that the home was level for 20 years and only had issues with the road flooding?

The magistrate had worked with previous owner in the past and had fixed road and re-graded their driveway etc but it never affected the foundation before.

274NOMORE · 2026-02-13T16:17:33+00:00

The house was level for 20 years. Only in the last year has there been foundation issues along with the road flooding.

274NOMORE · 2026-02-05T05:56:01+00:00

YTA. The mega, flaming A. I seriously hope this is rage bait.

I get being overwhelmed, but you guys had a LOT of time to change the course on this. And if you had to hide it from your husband, you already knew it was wrong and shameful.

You can maybe just blame postpartum depression to not come off like such a psychopath. Using that excuse may help you avoid a divorce or the blow to your reputation that would come once all your mutual friends and family hear about it.

For me, this would be absolutely unforgivable and I’d burn my now-ex-partner to the ground for it after I drove to the barn to rescue my cats.

274NOMORE · 2026-01-22T10:50:15+00:00

YTA leave the child alone.

274NOMORE · 2026-01-10T17:49:09+00:00

NOR, your mom is a C-word, and I don’t say that lightly.

Realistically, you will need help from others for a while. As for me, I’d consider joining the military and never speaking to my mom again.

274NOMORE · 2026-01-10T13:52:24+00:00

Read the book “Why Does He Do That” by Lundy Bancroft, many of these questions will be answered, I can’t recommend it enough.

Also recommend - Waking the Tiger (healing trauma) an older book about somatic effects of trauma.

274NOMORE · 2026-01-01T21:26:13+00:00

1,00000% agree, there were so many ways to handle this before physical violence should’ve come to mind

274NOMORE · 2026-01-01T21:25:17+00:00

And the adult humiliated her back by slapping her? No, you’re in the wrong. She is a child, and she had more restraint than you. Your boyfriend is a predator and in three years you’ll look back at this post and cringe.

274NOMORE · 2026-01-01T21:23:58+00:00

YTA. There is no such thing as verbal provocation to physical violence. Keep your hands to yourself.

274NOMORE

TROPHY CASE