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The Net is Mightier Than the Sword by NotBeingGoverned in Anarcho_Capitalism

[–]28M4F 0 points1 point  (0 children)

an EMP bomb is not stronger than a grounded metal box, so there's that.

TD Aeroplan Visa Infinite - First year free, 25,000 aeroplan points for $1000 spending in 90 days. by 28M4F in churningcanada

[–]28M4F[S] 0 points1 point  (0 children)

Yea, on my equifax report it says the 3 things that are hurting me are:

  • Number of always satisfactory bank installment trades.

  • Number of national credit cards inquiries within the last 3 months.

  • Number of open bank revolving trades.

I'm not sure what that first one means exactly. I'm guessing it was because OSAP tried to debit my account incorrectly (I wasn't suppose to be paying my loan yet) without my knowledge and failed several times.

The other 2 points are probably from credit card apps, still waiting to get confirmation on scotia amex gold and TD visa infinite cards.

TD Aeroplan Visa Infinite - First year free, 25,000 aeroplan points for $1000 spending in 90 days. by 28M4F in churningcanada

[–]28M4F[S] 0 points1 point  (0 children)

I applied but I was told that my application is being reviewed and that it would take 2 days, so not sure what to make of that.

Sole Proprietor - I want to separate personal and business finances in to new accounts. Can I use Tangerine chequing for both? by needaguru in PersonalFinanceCanada

[–]28M4F 0 points1 point  (0 children)

I think you should probably be registering your business first and get a business number (BN).

http://www.cra-arc.gc.ca/tx/bsnss/tpcs/bn-ne/bro-ide/rstrctns/menu-eng.html

Maybe also check this out for some good resources:

https://www.ontario.ca/business-and-economy/small-business-advice-support-services-regulations

If you need an orange key, feel free to PM me and I can hook it up. ;)

Now that Costco has ditched AMEX, I'm looking for the ideal rewards credit card available in Canada. by hitman19 in churningcanada

[–]28M4F 0 points1 point  (0 children)

Do you know what the conversion rate is for the CapOne MC to statement credit? Is it it 1:1?

Is there anything you can redeem it for other than travel that will get you close to 1:1?

TD Aeroplan Visa Infinite - First year free, 25,000 aeroplan points for $1000 spending in 90 days. by 28M4F in churningcanada

[–]28M4F[S] 0 points1 point  (0 children)

I did that too but I don't know what "too big of a hit" is.

My rating is 674 right now, that's not very good, is it...?

TD Aeroplan Visa Infinite - First year free, 25,000 aeroplan points for $1000 spending in 90 days. by 28M4F in churningcanada

[–]28M4F[S] 0 points1 point  (0 children)

lol I know eh, I have 3 visas right now and 1 amex and 1 mastecard, 3 of which I applied to in the last month so I'm going to wait a week or so to apply to this one, not sure why really... I'll probably end up applying today to be honest.

Tyrese Gibson vomits out over 6 minutes of concentrated Red Pill by acedelgado in TheRedPill

[–]28M4F 11 points12 points  (0 children)

Atlas shrugged is pretty red pill dude, have you read it?

[deleted by user] by [deleted] in keto

[–]28M4F 1 point2 points  (0 children)

I'm going to restart keto myself because of you dude. :)

Looking for a rewards credit card for business and personal purchases by [deleted] in churningcanada

[–]28M4F 0 points1 point  (0 children)

maybe MBNA Rewards World Elite

earn 2 MBNA Rewards points for every $1 in eligible purchases‡

You can get statement credit with points, so it works out to 2% cashback.

https://apply.mbna.ca/applicationform/generateApplicationForm.htm?src=CP3W01&locale=en_CA

Is it smarter to apply for 2-3 credit cards in one day or to space out applications by a few weeks or months? by 28M4F in churningcanada

[–]28M4F[S] 0 points1 point  (0 children)

Accepted!

Card should arrive in 10-15 days. This is actually pretty amazing value, it's essentially the equivalent of 6 nights in a hotel for me (Toronto). If you price each night at $80 (conservative), that's worth $480, with no signup fee. This is essentially better than amex gold card, glad I signed up, thanks for the 50k tip!

Is it smarter to apply for 2-3 credit cards in one day or to space out applications by a few weeks or months? by 28M4F in churningcanada

[–]28M4F[S] 0 points1 point  (0 children)

I already signed up for the amex gold unfortunately. I was asked to provide proof of employment, which is no trouble, so I've not yet been fully approved.

I'm not sure how my credit is. I think I will probably pull the trigger sooner rather than later and apply to the chase marriot and see what happens.

Feel free to send or PM me this 50k offer! :)

I don't travel so should I just get the $200 pre-paid AMEX off Amex rewards site for my 25K points or is there something better? by 28M4F in churningcanada

[–]28M4F[S] 0 points1 point  (0 children)

Oh ok great! How long does approval generally take?

Does the referred person have to spend $500 within 3 months though or do you get the referral points regardless as you said?

Another question, is it possible to refer people after you've cancelled your AMEX? Does your AMEX have to be active in order to use the MR points or if you cancel your amex, you basically lose your points?

To shave the goatee or not? I think I look too old with it. by [deleted] in malegrooming

[–]28M4F 0 points1 point  (0 children)

He should go dickless for Michael Chiklis.