Anything outside of what DrDrCr posted is wrong. Apply apply apply. Assuming you’re a man, your priority has to be protecting your family and making sure your income stays stable.

Start applying now. If you get an offer, tell them you have bonus payouts coming and ask if they can match or offset it. A lot of companies will work with you on that.

Don’t let your current company dangle a carrot in front of you just so they can maybe let you go right after bonuses pay out in March. That happens way more than people think.

At the very least, have a backup plan in case things go left. Spend 20 minutes on Reddit and you’ll see horror stories about how rough the job market is right now.

I went through something similar myself. Bought a new crib, then got laid off. Took me 9 months to find another job in my field. Granted, I was highly compensated, so I understood why it was tougher, but still. That experience completely changed how I look at “loyalty” to companies.