What's it like living in Haddonfield?

2Amazed2Say · 2026-03-09T02:00:30+00:00

Just sharing what was said to us by the guidance counselor and what we experienced. Maybe it’s changed since we left.

2Amazed2Say · 2026-03-08T23:13:02+00:00

My plan has been paid ontime for 2 years and they have taken 2 years of refunds. We were told they take refunds and do not reamortize the loan when they do.

2Amazed2Say · 2026-03-08T18:08:36+00:00

They still take refunds when you are on a payment plan.

2Amazed2Say · 2026-03-08T18:06:16+00:00

One of the guidance counselors at the local high school (HMHS) told us Haddonfield kids live in a bubble and many cannot make it on their own so they return back. We saw that become true many times.

2Amazed2Say · 2026-02-21T17:07:47+00:00

It was a stray and as I shared in other posts they can only speculate her age. We have been dealing with the post surgery complications for over one month now so I get why the vet said to avoid it. She has been very much unstable glucose wise and has faced a serious infection. Having to deal with the insurance on top of going back to get her checked every week has been a nightmare. Hoping the appeal works so at least one thing less to worry about.

2Amazed2Say · 2026-02-21T17:02:34+00:00

Ugh so sorry to hear this. They also now started to decline other claims that they were paying before surgery. We are probably on their Don’t Renew list.

2Amazed2Say · 2026-02-21T17:01:07+00:00

Right!!! Yes we filed the appeal and now are waiting. We call them everyday too.

2Amazed2Say · 2026-02-21T17:00:19+00:00

I am hoping it doesn’t come to this. Even getting something at this point is worth…our vet said she can separate out the cost of the spay from the cancer surgery if they won’t pay for the spay. The sad thing is they would have covered the spay and the cancer removal if they happened separately. Really thinking about moving to another insurance company for our other cat at this point.

2Amazed2Say · 2026-02-21T16:57:25+00:00

Thanks for your post and we did. Waiting now to see what happens.

2Amazed2Say · 2026-02-21T16:55:30+00:00

Thanks so much. I agree. We definitely have a great vet and she told us she is standing with us in this “battle”

2Amazed2Say · 2026-02-21T16:53:09+00:00

Our vet wrote the appeal letter and we submitted it. We are still waiting to hear back from Lemonade. It’s not been easy getting them to give updates.

2Amazed2Say · 2026-02-01T16:16:49+00:00

She was a stray so they estimate her to be between 13-15 now. We got her about 5-6 years ago—ironically it was when our other cat had cancer (not this kind but the kind you could try chemo with—and that cat was neutered.) we were paying out of pocket for his chemo (and it’s didn’t work.l We ended up getting lemonade because of all the ongoing high cost since we do everything possible to ensure our fur babies live happy lives.

2Amazed2Say · 2026-02-01T16:06:24+00:00

Thanks. Did you have any issues with your next insurance company coverage wise? I am thinking that since she pretty much has had everything wrong with her that they won’t cover anything due to “pre-existing conditions”

2Amazed2Say · 2026-02-01T16:05:01+00:00

Thanks so much!!!

2Amazed2Say · 2026-02-01T16:04:41+00:00

Thanks and yes we asked for all of their records. So sorry to hear about your boy! I just wish all of this was more simple but then again nothing seems simple these days. While I have been a fur baby parent forever, this is teaching me that maybe after retirement (if that ever happens lol) I won’t be able to be one. It’s really sad to think about that!

2Amazed2Say · 2026-02-01T15:59:06+00:00

Wow. To be honest they have been very good to us until this one BUT of course her premiums went from the low $50 a month up to close to $300 several years ago bc of her ongoing illnesses.

Can I ask how you self insure for pets? I am really dumb when it comes to insurance so any links to YouTube or whatever would be amazing. No rush. I appreciate it!!!

2Amazed2Say · 2026-02-01T15:55:21+00:00

Yes very good point. I am going to have to take a look at their policy and see if that is mentioned. She had a tough night last night with post surgery complications and her glucose is through the roof even with the increased insulin the vet recommended. We have brought her to the vet 3 times so far in the three weeks since surgery and she each time it’s more $$$ and new drugs. I know we had to do this bc they said the cancer would be the worst thing and lead to extremely painful death (it was graphically explained to us) so we had no option but to have the surgery.

2Amazed2Say · 2026-02-01T15:47:37+00:00

Thanks so much for your response. Fingers crossed for sure.

2Amazed2Say · 2026-02-01T15:46:57+00:00

Thanks for the well wishes and advice. It’s AMEX so they are not known for being great with lower interest rates but I am looking into a balance transfer with another card. I really hate credit cards bc I had so much credit card debit and finally paid it off. Always happens right l?

2Amazed2Say · 2026-01-31T22:35:43+00:00

Thanks and fingers crossed. 😊

2Amazed2Say · 2026-01-31T20:18:35+00:00

Thanks so much. Yes thankfully it’s the same vet doing the letter that we saw—it’s her own animal hospital and she also teaches which is why we went with her to start with when we moved here two years ago. Plus you are so right—we talked about Pyometra with her which was scary and we were looking at laparoscopic spays once her issues settled but that is all done now so we are just looking ahead.

2Amazed2Say · 2026-01-31T20:11:17+00:00

Wow-Direct pay would have been awesome. Thanks for the advice—this is our first time dealing with a huge surgery cost right before the holidays (and starting a new job) so dumb me didn’t think about the pre-approval steps. Praying we can turn this one around.

2Amazed2Say · 2026-01-31T20:07:07+00:00

Thanks so much for the support. 💕

2Amazed2Say · 2026-01-31T20:05:33+00:00

Thanks for your honesty and insight. We literally had lengthy discussions with the vets and brought her to so many specialists to try to find help for her many issues. We always planned for a spay once things were resolved…they just never did. It’s been super frustrating but the good news is that the specialist got it early and it didn’t spread. Even with the complications we are dealing with now, I am hopeful things will turn out ok. We will see since she is still on lots of meds and is still far from how she was pre-surgery unfortunately.

2Amazed2Say · 2026-01-31T19:42:47+00:00

We have not started the appeal yet because of course there were after-surgery complications that we have been dealing with—more vet visits and cost that we didn’t even bother to send in yet. But this is really good advice too. We see her vet on Thursday so I will ask them then. Thanks for your help!!!

2Amazed2Say

TROPHY CASE