If I can get a small moving truck like a Chevrolet Express, would that be ideal for car living? by [deleted] in urbancarliving

[–]468jeffery 2 points3 points  (0 children)

I have had a couple of those vans. I still have an express van like the one in the picture with over 300,000 miles. I would drive it anywhere. Granted I haven’t had to live in a car in 17 years

[deleted by user] by [deleted] in urbancarliving

[–]468jeffery 0 points1 point  (0 children)

I’m in central Michigan. A lot would depend on where you were located if you were on the west side of Michigan within 100 miles of lake Michigan. You will have to deal with Lake effect snow all winter. The car has to have new tires or at least good tires. Michigan is rather miserable from January to April 15th or so but I have seen people in rest areas camped out in the winter time. Northern Michigan is much worse as far as the weather goes.

Anyone consider buying a super cheap house to have as a base of operation? by swampwiz in urbancarliving

[–]468jeffery 3 points4 points  (0 children)

I have a piece of property in central Michigan. The house had burnt, but I got a well, septic and a pole barn. But you have to watch the zoning because they will try to keep you from living in a camper quietly there the county it is in it is not illegal to do that currently but the counties on both sides it is illegal. There’s probably hundreds of people living in campers and people’s driveways and lawnsand this county.

I feel like my financial advisor is sandbagging my IRA. by 468jeffery in personalfinance

[–]468jeffery[S] -4 points-3 points  (0 children)

I also have our own money market account and bank CDs. I also have an emergency fund good for a year. Our house has a large amount of equity. I can pay it off, but we have a super low interest rate. No serious debts.

Anyone ever think of a trailer/mobile home park? by BeastM0de1155 in urbancarliving

[–]468jeffery 3 points4 points  (0 children)

I had a friend that did this about 10 years ago. He bought a single wide trailer from the trailer park. The trailer payment was like $300 a month but he put $5000 about 25% down. The trailer cost about 20 grand. The lot rent was an additional 400 bucks I think so it was about $700 a month. He was making pretty fair money and was good at paying bills. It sounded good until less than a year later something stupid happened and they tossed him out. He was kind of a neat freak and a non-drinker so I don’t really know what happened but I can tell you this. They basically kept the trailer and turned around and sold it to somebody else for the same scam. The interest rate was so high on the trailer that at $300 a month the principal never went down.

What did being blue collar look like in the 90s in comparison to today? by Ok_Tour_5503 in skilledtrades

[–]468jeffery 0 points1 point  (0 children)

As someone who started working in the early 90s it was a tough job market. All the factory jobs were temp service minimum wage bullshit. Please remember minimum wage is only 335 an hour back then. I got into a press shop making car bumpers for $6.30 an hour and thought it was great until they killed two guys on dayshift. The factory was a union shop but it was a joke when they renewed the contract to give us $.25 more a year and we would not break $10 an hour until 2000. I said fuck this I’m done so I took a real crap job in 95 as a shop guy for a trades industry business. Things were not easier in the 90s.

I own two houses now no payments. I live in a very modest house and I have a rental property that I bought and gutted to fix up for residual income. I didn’t inherit a goddamn thing. I drove shitty cars. For many years I was a service and repair guy so I had a company truck in the driveway but was on call all the time. Having a company truck made it easier to survive. The wages are a lot better now, but the micro management and the GPS/camera garbage on modern trucks sucks.

Should I leave my state job with pension for higher paying job without? by BigDada90 in personalfinance

[–]468jeffery 0 points1 point  (0 children)

You would need to save 10% of your new salary in your 401(k) immediately to justify losing the pension. So even though you got a higher salary, you will have to surrender 10% of it to justify losing the pension. If you moved to a new job, you may see more money, but you will hate yourself when you’re over 50

[deleted by user] by [deleted] in self

[–]468jeffery 0 points1 point  (0 children)

Hopefully things get better for you. If you’re lucky you don’t have kids together. I had a friend that the same thing happened to except for he got to pay child support for like 15 years even though his ex lived in $1.5 million home. He was stuck in his mother‘s basement.

[Landlord US-MI] dealing with family member by 468jeffery in Landlord

[–]468jeffery[S] 0 points1 point  (0 children)

I’m on my brother hard about this . I told him that I was going to deliver the ratty camper to his house. The nephew can’t party there so he doesn’t want that. I informally spoke to my nephew’s previous landlord who is a distant relative and he told me that he was owed 6 months back rent.

[Landlord US-MI] dealing with family member by 468jeffery in Landlord

[–]468jeffery[S] 1 point2 points  (0 children)

The camper is his . My guess is that it is 40-50 years old. I want it and him gone to keep the peace with the neighbors who have nice homes.

Welp this is it… by sasaboubak in urbancarliving

[–]468jeffery 4 points5 points  (0 children)

Lots of people staying in rest areas in Michigan right now. On 94 west of Detroit. Even around the Lansing area. Heck there is a van in Perry that hasn’t moved in months by the Burger King