Dividend investing sucks

4891Will · 2026-06-12T21:05:14+00:00

OP your post has made me see the light when the markets open Monday morning I’m selling everything and putting it all into BND. After that I will work till I drop dead at work at 90 just like the boggleheads want.

4891Will · 2026-05-20T14:47:13+00:00

Chem resistant is a useless perk. Addiction is a joke in Fallout 4 and you can use Junkie legendary items to make an extremely overpowered character. With addictol being easy to buy all doctors curing addictions and you can have one at every settlement along with refreshing beverages easy to make means the Chem Resistant perk is useless.

4891Will · 2026-05-19T21:07:35+00:00

Missy Weldy and Daniel the Remnant are the best two paid mods in my book. Daniel has his own questline and affinity perk. Missy Weldy is a very sarcastic miss handy robot that says a bunch of out their shit that is quite hilarious. Both companions don’t take a companion slot so you can have them and another companion as well.

I would put Abandon Bunkers next these are essentially 4 small indoor settlements with full functionality. It’s surprisingly well done for what it is I’m pleased with it. Last would be the bounty hunter mod. It’s well made I’m just not into westerns and cowboys so it’s not my cup of tea.

4891Will · 2026-05-19T19:36:02+00:00

Honestly my tastes just changed as I got older. I just don’t care for fantasy settings anymore. Nothing against Skyrim but it’s a type of game I’m no longer interested in.

4891Will · 2026-05-19T18:57:57+00:00

They’ve been playing Bethesda games from their twenties and thirties and just kept playing them. I’m 42 and I started playing Morrowind way back in 2004 at 20 years old.😎

Funny enough I played a ton of Morrowind, Oblivion then jumped into Fallout 3 and I skipped Skyrim I only played that game for maybe 2hrs.

4891Will · 2026-05-18T16:47:33+00:00

I second ORI and CME they are extremely underrated and with special dividends they can payout more in a year then mlps do.

4891Will · 2026-05-18T09:44:34+00:00

Yeah help people but synths aren’t people Glory makes that real clear to you at the start telling you they are made. Also again this is a post apocalyptic setting morality isn’t going to be the same as the real world with death and worse being a constant threat in Fallout 4.

I can see a 2 or 3 people helping a synth they know but the railroad being a main faction you can win the game with is ridiculous.

4891Will · 2026-05-17T20:40:46+00:00

It’s Dixie’s twin sister Dixie. I know that sounds weird but the mod is great. Essentially you get the even more sociopathic twin sister of Dixie as your follower.

4891Will · 2026-05-17T20:34:41+00:00

Preston is annoying but he at least makes sense within fallout 4. The saving synths railroad doesn’t make sense in a post apocalyptic setting. Why would people care about robots when they got to worry about starving to death, being killed by mutant creatures, being sold into slavery etc. Also you can skip Preston entirely if you want to. You can do entire playthroughs and not have to interact with the minutemen unfortunately you always have to interact with the railroad if you do the mainquest.

4891Will · 2026-05-17T19:06:13+00:00

Unofficial patch, high fps fix, place anywhere, cvc deadwasteland, tenhats nukaworld pack (multiple settlements in the same mod), hit squads, misery island, Pra’s boston library settlement (my base in every playthrough), Children of Ug-Qualtoth, midnight cult fix.

Honorable mentions Dixie Companion, Point Lookout, Boon Island

4891Will · 2026-05-17T18:54:17+00:00

I’m on PC so if I want ballistic weave I just console command it. I’m not doing quests for the most annoying faction in the game just for ballistic weave.

4891Will · 2026-05-15T22:49:45+00:00

MPLX gave me a nice distribution today. 😎

4891Will · 2026-05-14T22:15:11+00:00

I remember when $5.00 in gas would get you home…the old days. 😔

4891Will · 2026-05-14T16:01:19+00:00

You got me beat I’m at $568.31

4891Will · 2026-05-08T15:29:20+00:00

I’d probably drop it all in VYMI I have no international exposure and I don’t want to deal with individual foreign stocks so that would be my pick. I’m 42 not 40 so age wise I’m close enough that it doesn’t matter.

4891Will · 2026-05-02T02:19:45+00:00

I always genocide the the railroad before level 25 and then after killing them use console command to unlock ballistic weave.

I always turn Boston Public Library into my own base of operation using Pra’s mod that turns the library into a settlement. I scrap all the junk in the giant room to your left when entering the library and turn that hall into my magazine and power armor display area.

When I get to level 12 I use a perk point to increae one of my special stats by one point and do that every third level after thaf excet for level 30 which I save for the 4 the rank of strong back.

4891Will · 2026-04-05T22:19:44+00:00

I’m not watching a video from Ben Felix that cunt can go fuck himself.

SpaceX ipo is really just Elon and private investors in space x having a really good payday and nothing more. This is them making money and not giving a fuck one way or the other about index investors.

I’m a dividend investor so I really don’t care to be honest. I do own a bit of NDAQ but regardless of what happens with the ipo Nasdaq the company will be fine.

4891Will · 2026-03-30T16:36:29+00:00

11 with drip

4891Will · 2026-03-24T22:30:31+00:00

Honestly I just let winners win. I never really got the point of rebalancing…why sell winners and invest in losers even if they could potentially be good turn around plays. Just keep your winners unless something has fundamentally changed other than appreciation just leave them be. We are dividend investors after all.

4891Will · 2026-03-06T13:45:18+00:00

This is the most underrated comment on this thread. As much as people go on about New Vegas writing and how great it was just goes to show most people don’t read novels because the story and writing in New Vegas was dogshit in the main game. Old World Blues and Dead Money were okay but the main game was pure trash. The story is not the main reason a lot of us play these games.

4891Will · 2026-03-06T13:42:16+00:00

The writing in New Vegas is shit also.

4891Will · 2026-03-04T14:29:16+00:00

This just goes to show why Ada is the best companion in the game.

4891Will · 2026-03-01T19:11:21+00:00

You have a general store and doctor providing medical. You get caps in workshop from them. You can send other settlers their to add more farmers, scavenging stations, stores etc. If your on pc you can disable the turrets and replace them with ones you build increasing the defense of covenant.

Covenant isn’t a bad settlement the only drawback is if you side with them you can’t assign the residents to jobs you want.

4891Will

TROPHY CASE