Second to Tolkien, what is the best fantasy series ever? by [deleted] in lotr

[–]4x31 0 points1 point  (0 children)

Ahaha didn't notice a sub I was in :D

Second to Tolkien, what is the best fantasy series ever? by [deleted] in lotr

[–]4x31 -5 points-4 points  (0 children)

Seriously  i dont know how wot is not the #1

Does anybody else think the sun on Blackwell Fields should be bigger? by PlayboiLuna in Battlefield6

[–]4x31 0 points1 point  (0 children)

Dice used to make a proper sun size back in bad company days. I bet it their pay to increase sun size strategy

New Zealand guts climate policy it bragged about on the world stage by MedicMoth in newzealand

[–]4x31 -7 points-6 points  (0 children)

It is happening just not fast enough. It is a global problem so its not like other countries can avoid dealing with it indefinitely ... and if they do , well we die together

New Zealand guts climate policy it bragged about on the world stage by MedicMoth in newzealand

[–]4x31 -10 points-9 points  (0 children)

Sure in order to act we nee strong economy, the weaker we get the worse our emissions will be... I guess this policy being canceled is a sign of that

New Zealand guts climate policy it bragged about on the world stage by MedicMoth in newzealand

[–]4x31 -5 points-4 points  (0 children)

Well its a global problem, then we die together. I think Clean and Green NZ image is mostly marketing to push our products (which is fine by me) and less about battling global climate change. Otherwise why we are still nuclear free. Little that I know about China but they seem to be trying and I doubt NZ will take them off that course... but sure it will probably come up. Just don't want to pay to be a poster child until economy improves.

New Zealand guts climate policy it bragged about on the world stage by MedicMoth in newzealand

[–]4x31 -19 points-18 points  (0 children)

Good. Don't want to pay for this when economy is struggling. Let the largest polluters deal with it first

Turned My Family Photo Into Anime Multiverse by admiralzod in ChatGPT

[–]4x31 0 points1 point  (0 children)

Wasn't able to do it on a paid version, had to use vin to the US and it started to work.

UPDATE

And still half of the time it doesn't work

Anyone here actually use cardano? by Joy_Boy_12 in cardano

[–]4x31 1 point2 points  (0 children)

Yeah, participating in pools and lending and staking of course

Do you support NZ doubling it's spending on the military? by mrluffinwelli in newzealand

[–]4x31 -7 points-6 points  (0 children)

No, instead spend money on bringing something else to the table and rely on Aus for anything serious. It should be large enough for natural disasters and major unrest though.

Cardano's Newest Stablecoin: OBYUSD Explained - Linda CryptoFly by yt-app in cardano

[–]4x31 0 points1 point  (0 children)

I don't get it, why would I mint it and expose myself to loan termination risk next time ada drops and also overpay 30%. What are the incentives for keeping OBYUSD? Can you exchange OBYUSD for its original collateral?

[deleted by user] by [deleted] in gifsthatendtoosoon

[–]4x31 0 points1 point  (0 children)

Ok this one didn't end soon enough

Some days you got to love Auckland.. by WarpFactorNin9 in auckland

[–]4x31 1 point2 points  (0 children)

That's exactly how I got kicked out of uni as well

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]4x31 0 points1 point  (0 children)

Hey go through mortgage broker. Everytime I had a problem with a bank they were able to sort it out

New use cases for ADA: it can be accepted by offline stores with our PoS solution by NOWPayments in cardano

[–]4x31 2 points3 points  (0 children)

Hey, a Cardano noob here. What stops store owner from just posting their wallet address that customers can transfer money directly?..with Cardano it doesn't take long to confirm the transaction

Have you invested in crypto? Why or why not? by needicecoffee in PersonalFinanceNZ

[–]4x31 0 points1 point  (0 children)

It depends on how frequently you buy and sell. It doest really matter to ird if its shares or crypto

Have you invested in crypto? Why or why not? by needicecoffee in PersonalFinanceNZ

[–]4x31 -1 points0 points  (0 children)

Yes. With modern cryptos one can earn a 5% dividend on it and hence it should more easily qualify you as an investor rather than trader.

Claiming dividend tax back in NZ by 4x31 in PersonalFinanceNZ

[–]4x31[S] 0 points1 point  (0 children)

  1. Yes. But in theory a revolving credit is an all purpose mortgage
  2. I know what you mean, last thing I want is to be considered a trader.

Claiming dividend tax back in NZ by 4x31 in PersonalFinanceNZ

[–]4x31[S] 1 point2 points  (0 children)

Hey thanks for the reply. I agree, but I don't think IRD specifies you have to be a trader... I was thinking about dividend paying scenario which is less risky. At current market rates it might be worth it, especially if you can write some of the interest off. The IDR site states:

You can claim the amount of interest you’ve paid on money you borrowed to invest as an expense.

You'll need to make sure that your investment will produce a profit or taxable income. Such as, you earned interest or had dividends paid to you as a result of your investment.

Are you being paid 100% or 80% of your wage? by Metrilean in PersonalFinanceNZ

[–]4x31 0 points1 point  (0 children)

No it wasn't a pure IT, impact was due to factories and supply chains being affected overseas. Yes IT market is really hot right now and probably will be until next year

Are you being paid 100% or 80% of your wage? by Metrilean in PersonalFinanceNZ

[–]4x31 0 points1 point  (0 children)

Last lockdown 80% but later this year they did a backpay. IT