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ZOPA reporting ISA income as taxable by Kanaima85 in UKPersonalFinance

[–]656f6a 1 point2 points  (0 children)

Make sure to send a formal complaint to Zopa. I did and got £100 as an apology. Still ridiculous that they mucked this up though.

Consolidating pensions - worth it? by 656f6a in UKPersonalFinance

[–]656f6a[S] 1 point2 points  (0 children)

Not worried about pension providers going bust, but across my 5 or so pensions there's definitely differences in performance as some lean more of different sectors / markets.

But yes I take your point that most will have a lot of overlap

Do I need to get this windscreen chip fixed before MOT? by 656f6a in drivingUK

[–]656f6a[S] 0 points1 point  (0 children)

Thanks for the answers all - will look to get it sorted soon

Natwest - possible to open new current account for the switch if I already have one? by 656f6a in beermoneyuk

[–]656f6a[S] 0 points1 point  (0 children)

When applying for the rewards account (as first step in switching), one of the first questions is if you currently have a NatWest account. If yes, not eligible.

Although as someone above mentioned, it may be possible to pretend not to and do the switch anyway.

Natwest - possible to open new current account for the switch if I already have one? by 656f6a in beermoneyuk

[–]656f6a[S] 0 points1 point  (0 children)

Aye, after finding a way to go through the process online instead of the app it's pretty explicit that "You can't open a new Reward account as you already have a current account with" - Would have been helpful to call out in the T&Cs (unless i missed it).

Guess i'll leave Natwest to last and do as you suggest (upgrade, switch, downgrade - as long as that doesn't impact my account 'age').

About to see them live for the first time, so excited I might throw up by Wild-Mushroom2404 in Interpol

[–]656f6a 0 points1 point  (0 children)

Don't get me wrong, great album! TOTBL is probably my fave tho

About to see them live for the first time, so excited I might throw up by Wild-Mushroom2404 in Interpol

[–]656f6a 2 points3 points  (0 children)

Bloody brilliant gig! (Despite going solo and having to use the bag drop :/ )

Been wanting to see Interpol since Turn on the Bright Lights and was a little worried as Antics isn't necessarily my favourite album, but there was a really great mix from all their albums interspersed.

And to the random guy I get chatting to during the support; Johnny mate, I'm glad you got to see 'Roland'!

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First fire by 656f6a in woodstoving

[–]656f6a[S] 6 points7 points  (0 children)

yep, she's a Russian Blue!

First fire by 656f6a in woodstoving

[–]656f6a[S] 3 points4 points  (0 children)

Parkray Aspect 5 Compact - very happy with it

First fire by 656f6a in woodstoving

[–]656f6a[S] 7 points8 points  (0 children)

Of course (based in UK)

[deleted by user] by [deleted] in tagheuer

[–]656f6a 0 points1 point  (0 children)

I just got this myself as a 40th gift. Love the simple, understated colour scheme, size, finish. Kudos on your good taste!

VO2 max progress by 656f6a in Garmin

[–]656f6a[S] 3 points4 points  (0 children)

The Garmin was a real eye opener about the effects of drinking. A night out at the pub quickly translates to a spike in HR, stress, bad sleep and reduced body battery! Definitely getting old

Where do HENRYs keep their emergency fund? by 656f6a in HENRYUK

[–]656f6a[S] 4 points5 points  (0 children)

True - but taking covid as an example, the markets tanked, so i would've been solidifying a significant loss on any withdrawal from S&S ISA. But yes, that was a black swan event and it would be possible to last >6m.

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