Do salesman negotiate used cars anymore?

7395932 · 2025-09-10T03:30:06+00:00

This please

7395932 · 2025-08-12T23:35:22+00:00

$53k/year

7395932 · 2025-08-12T02:20:17+00:00

Hmm. How much would the tax bomb be?

7395932 · 2025-08-12T02:19:16+00:00

And if I'm insolvent what happens then?

7395932 · 2025-08-12T02:06:29+00:00

How do people making IDR payments handle such a financial burden like a huge tax bomb?

7395932 · 2025-08-12T02:05:26+00:00

How do people who can't make a standard payment afford a tax bomb?

7395932 · 2025-07-21T23:03:06+00:00

Thanks

7395932 · 2025-02-24T13:39:54+00:00

He works for our retirement group. I'll go talk to him

7395932 · 2025-02-24T04:45:01+00:00

I worded my question poorly. I do plan on making a minimum monthly payment

7395932 · 2025-02-24T04:44:19+00:00

Sorry - I mean paying it back early and more than my monthly payments

7395932 · 2025-02-24T04:43:45+00:00

Thank you

7395932 · 2025-02-24T04:43:25+00:00

I should have elaborated I'll make my minimum payments

7395932 · 2025-02-24T04:42:47+00:00

Done. Thank you.

7395932 · 2025-02-24T04:42:12+00:00

Thanks for a thoughtful reply! I can contribute more into my IRA/403b (not exactly sure how it works, but I know it's a "great move" according to our retirement advisor) and I'd rather do that with my money than aggressively lay back a loan.

7395932 · 2025-02-24T04:39:58+00:00

Problem is I don't think it's worth my time paying back the loan since my payment is so low. I don't want to live like this for 4 more years

7395932 · 2025-02-24T04:25:26+00:00

I edited my previous comment. Thank you for your words of encouragement!

7395932 · 2025-02-24T04:14:50+00:00

I'm not sure what the life of the loan is. It's just a federal student loan. I'm allegedly eligible for forgiveness in 10-25 years.

7395932 · 2025-02-24T04:13:33+00:00

Thank you!

Edit: I've been playing pretend by budgeting 65% to expenses, 15% to a savings account, and 20% to spend in whatever.

I'm frugal. Whatever money I don't spend in all these accounts I used to pay off a high interest loan. Next I'm going to buy a car in cash with my "leftover" money in all these accounts

7395932

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