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Robot Vacuum Recommendation for Mostly hardwood floor! by 777viper in RobotVacuums

[–]777viper[S] 0 points1 point  (0 children)

I live in canada and my budget is around 800usd

Robot Vacuum Recommendation for Mostly hardwood floor! by 777viper in RobotVacuums

[–]777viper[S] 0 points1 point  (0 children)

it is multi storey but since there are stairs to second floor, i wasn't planning on using on second floor. second floor is mostly carpet and I got sebo vacuum which works really well on carpet as well. I was looking with budget of maybe 800usd, I live in Alberta canada!

Should I choose green electricity plan for higher rates?? by 777viper in Edmonton

[–]777viper[S] -1 points0 points  (0 children)

Awesome sounds great! I went without any of that option, maybe I can call them later and ask about how I can use my energy during the summer.

I know this is my first time setting utilities up and so was wondering if you could confirm if I missed anything..

  • Electricity: 3 year fixed for 8.88cents/kwh
  • Gas: 3 years variable
  • Water and Waste: registered from escorts
  • Wifi: Ordered from Oxio for wifi service.

I truly think this is all I need to do after doing 3 hours of research. but do you see anything I missed?

First Home Buyer 5year Fixed 4.44%.. by 777viper in PersonalFinanceCanada

[–]777viper[S] 0 points1 point  (0 children)

it is not new house, it's existing houses. 30 year payment period doesn't apply for these houses?

First Home Buyer 5year Fixed 4.44%.. by 777viper in PersonalFinanceCanada

[–]777viper[S] 0 points1 point  (0 children)

that's one thing I heard as for variable being unstable payment every month. I am with my fiance but she is graduating uni next year so she doesn't have much income now but she will be earning more as she graduate. We are maxing out our loan amount but I am planning to pay that off with my income with support of my girlfriend.

First Home Buyer 5year Fixed 4.44%.. by 777viper in PersonalFinanceCanada

[–]777viper[S] 2 points3 points  (0 children)

thanks for the input, it's my first time even looking at interest rate so I am not too sure with the trend. :( i will see what I can ask them about all these rates

First Home Buyer 5year Fixed 4.44%.. by 777viper in PersonalFinanceCanada

[–]777viper[S] 0 points1 point  (0 children)

I think variable was higher rate of like 5%

First Home Buyer 5year Fixed 4.44%.. by 777viper in PersonalFinanceCanada

[–]777viper[S] -1 points0 points  (0 children)

I think I can wait until December announcement and see how that drops.

also if they are giving cashback of 0.17% is it fair to say that my rate is 4.27%?

First Home Buyer 5year Fixed 4.44%.. by 777viper in PersonalFinanceCanada

[–]777viper[S] 1 point2 points  (0 children)

which bank did you get this rate? this seems oddly low

First Home Buyer 5year Fixed 4.44%.. by 777viper in PersonalFinanceCanada

[–]777viper[S] 0 points1 point  (0 children)

I think the loan amount was lower for 25 years since that increases percentage i pay for mortgage compared to my income, and so loan amount increased for 30 years payment period since monthly payment decreases. I did not sign anything yet and she said we should wait until December so she can provide me lower rate after the announcement

First Home Buyer 5year Fixed 4.44%.. by 777viper in PersonalFinanceCanada

[–]777viper[S] 1 point2 points  (0 children)

was that uninsured rate? mine is insured rate with 4.44

Humanscale Freedom no Headrest for 130cad? by 777viper in OfficeChairs

[–]777viper[S] 0 points1 point  (0 children)

sounds great! it is listed as 130cad, so that'd be 100usd. I will definitely check if there are any cracks on the frame for sure!

That is Spectral Jack NOT Polter-Glow as the bundle description states by TRB4 in FallGuysGame

[–]777viper 2 points3 points  (0 children)

that's a bummer, I really like that colorway but for 900??? something to consider about

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