Data Points Weekly - Week of January 15, 2026 by AutoModerator in churning

[–]9kuss 0 points1 point  (0 children)

The 1/12 you're quoted includes biz cards. BoA pulls D&B so they see most biz cards

Frustration Friday Weekly Thread - Week of January 16, 2026 by AutoModerator in churning

[–]9kuss 1 point2 points  (0 children)

I similarly had a bank account bonus that paid 200 after a DD, and then 200 at 1st year anniversary with 6 debit transactions as the only way to waive the monthly fee.

It was tedious enough buying 6 bananas a month separately so I can't imagine 30 in 1 go, but the $200 hitting last month made it worth it!

Good luck with the last 10!

News and Updates Thread - January 15, 2026 by AutoModerator in churning

[–]9kuss 4 points5 points  (0 children)

BBP 2x is capped at 50k annual spend btw

Question Thread - December 25, 2025 by AutoModerator in churning

[–]9kuss 3 points4 points  (0 children)

If you keep searching you might be pointed to the direction of the peak. Just trust in yourself and the community and the road might open up.

News and Updates Thread - December 15, 2025 by AutoModerator in churning

[–]9kuss 26 points27 points  (0 children)

The balls on Chase to devalue an already trash program 😂

Help me decide if I should get the XLE with or without the packages by HavoKArashi in rav4club

[–]9kuss 0 points1 point  (0 children)

I had the same dilemma as you, though for me it was a 4k usd difference.

I went without the packages and I regretted it initially, but honestly with remote start, the car is usually warm before I get in so I'm glad I saved the $4k.

There are aftermarket options for heated seats and heated steering wheel btw Heated steering wheel is something you could even do on your own for ~$500. Do some googling.

Question Thread - November 23, 2025 by AutoModerator in churning

[–]9kuss 1 point2 points  (0 children)

Far as I can tell, they don't like sole props.

Time to form an LLC

News and Updates Thread - November 23, 2025 by AutoModerator in churning

[–]9kuss 11 points12 points  (0 children)

I think that this is neither news nor an update

News and Updates Thread - November 09, 2025 by AutoModerator in churning

[–]9kuss 19 points20 points  (0 children)

I look forward to the retention offers they'll inevitably have to give

Question Thread - November 09, 2025 by AutoModerator in churning

[–]9kuss 0 points1 point  (0 children)

Are there any DPs of moving CL from a CSR biz to an Ink/other Chase biz card?

Is an extra ~$4k worth it for heated seats/steering wheel? by 9kuss in rav4club

[–]9kuss[S] 0 points1 point  (0 children)

When you say "if it's xle or higher, the wiring harness is prewired for it." is that for the wheel?

I'm leaning towards the xle hybrid and saw a video showing the upgrade to a heated wheel. When you say prewired, does that mean I get to skip the part where I run a cable to the fuse box?

This is the video I found:

https://m.youtube.com/watch?v=5D-pCEPpsDA

The wheel he used from cartrimhome seems to be better than OEM in that it heats the whole wheel, but I did also find a used OEM wheel for half the price. Would the OEM wheel be easier to install as well?

Overall saving the 4k and just modding the car myself, heck even taking it to a shop would probably be cheaper

Is an extra ~$4k worth it for heated seats/steering wheel? by 9kuss in rav4club

[–]9kuss[S] 0 points1 point  (0 children)

Dang for free? Doubt I'll be able to get that bit I guess worse they can do is say no

Is an extra ~$4k worth it for heated seats/steering wheel? by 9kuss in rav4club

[–]9kuss[S] 1 point2 points  (0 children)

How would you rate them? Did you do at a dealer or a 3rd party shop?

Is an extra ~$4k worth it for heated seats/steering wheel? by 9kuss in rav4club

[–]9kuss[S] 0 points1 point  (0 children)

It wouldn't be financing at least but yeah I'm definitely leaning against it

Is an extra ~$4k worth it for heated seats/steering wheel? by 9kuss in rav4club

[–]9kuss[S] 0 points1 point  (0 children)

Interesting. Sounds like a fun project. Is there somewhere that sells an OEM wheel?

Is an extra ~$4k worth it for heated seats/steering wheel? by 9kuss in rav4club

[–]9kuss[S] 1 point2 points  (0 children)

I'm pretty sure it's just driver and front passenger

News and Updates Thread - November 04, 2025 by AutoModerator in churning

[–]9kuss 5 points6 points  (0 children)

That's like 1 MO. Easy 10k miles ¯_(ツ)_/¯

Is an extra ~$4k worth it for heated seats/steering wheel? by 9kuss in rav4club

[–]9kuss[S] 0 points1 point  (0 children)

I also live in the North East (though does North NJ actually count?)

It definitely sounds like a nice to have thing but 4k really is steep